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Searching for Homeowners Insurance in 47035

If you are a homeowners that lives in 47035 you may be searching for more affordable homeowners insurance in New Trenton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of New Trenton, IN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Indiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 47035 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Trenton, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 47035 Home Insurance Costs: medium!

In New Trenton, homeowners are paying roughly $762 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 47035 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in New Trenton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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47035 Home Insurance Average Premiums

Local 47035 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 47035 lowest rates with discounts applied on average.

For the 47035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 47035?

  • • The average homeowners insurance premium paid annually for a home in 47035 is around $762 per year.

What does it cost on average per month for home insurance in 47035?

  • • Homeowners in 47035 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 47035?

  • • Autoowners in 47035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Trenton area, check out other zip codes nearby 47035.
Review average rates in another zip code:
47035 homeowners insurance rates

Home Replacement Cost Coverage in 47035

Average Building Cost Per Square Foot in 47035: $108

Location: New Trenton, Indiana (Franklin County)

Average Square Footage in 47035: 1,694 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47035 before you start any project. New Trenton homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,694 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Trenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,694$182,900
Additional Upgrades & Added Features$1351,694$228,625
Major Home Updates or Advancements$1621,694$274,350

It's important to understand that when you estimate your replacement cost of your home in the 47035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47035

Best Home & Auto Insurance Agencies in 47035

Housing Demographics for 47035

Population Review for 47035 Zip Code

For the city of New Trenton, the population within 47035 has increased to over 258 residents in population size. The current population total is 272. We have broken down the population based on race below. In 47035, there are over 151 in male population and 121 females.

PopulationValues
Total Population272
White Population259
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population2
Male Population151
Female Population121
Population Estimate258

Household Data for 47035

The average number of homes in 47035 is around 114, there are an average of 2.39 per household. The average house value according to local real estate values is around $182,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode114
Persons Per Household2.39
Average House Value$182,900
Income Per Household$0
Median Age46.7
Median Age Male49.8
Median Age Female41.5
47035 DetailsValues
StateIN
State Full NameIndiana
City TypeZ
City Alias Abbreviation
Area Code812
CityNew Trenton
City Alias NameNEW TRENTON
CountyFranklin
County FIPS047
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees46
Business First Quarter Payroll339
Business Annual Payroll1595
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential108
Delivery Business4
Delivery Total112
Preferred Last Line Key015520
Classification CodeP
Multi-County
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State Key015520
Land Area0.392000
Water Area0.000000
City Alias Code
City Mixed CaseNew Trenton
City Alias Mixed CaseNew Trenton
Box Count0
SFDU73
MFDU0
State ANSI18
County ANSI047
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number171364
Unique ZIP Name
SSA State County Code15230
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID14
County Mixed CaseFranklin

Indiana Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]