Get multiple home insurance quotes in 47124. Our licensed 47124, IN agents are ready to serve you.

47124 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 47124 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Greenville, IN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 47124.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 47124 and start shopping.

Quickly and Easily Compare Average Rates for 47124

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Greenville, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 47124

Homeowners in Greenville are paying roughly $707 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 47124 Home Insurance Quotes right now!

47124 Home Insurance Average Premiums

Local 47124 homeowners insurance quotes comparison

$457 /yr.

Shows Zip Code: 47124 lowest rates with discounts applied on average.

For the 47124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$457 /yr.
Average Coverage:$707 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1007 /yr.

What is the average home insurance cost for a home in 47124?

  • • The average homeowners insurance premium paid annually for a home in 47124 is around $707 per year.

What does it cost on average per month for home insurance in 47124?

  • • Homeowners in 47124 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 47124?

  • • Autoowners in 47124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenville area, check out other zip codes nearby 47124.
Review average rates in another zip code:
47124 homeowners insurance rates

Home Replacement Cost Coverage in 47124

Average Building Cost Per Square Foot in 47124: $108

Location: Greenville, Indiana (Floyd County)

Average Square Footage in 47124: 2,356 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47124 before you start any project. Greenville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,356 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,356$254,500
Additional Upgrades & Added Features$1352,356$318,125
Major Home Updates or Advancements$1622,356$381,750

It's important to understand that when you estimate your replacement cost of your home in the 47124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47124

Best Home & Auto Insurance Agencies in 47124

Housing Demographics for 47124

Population Review for 47124 Zip Code

For the city of Greenville, the population within 47124 has increased to over 5,086 residents in population size. The current population total is 4,981. We have broken down the population based on race below. In 47124, there are over 2506 in male population and 2475 females.

PopulationValues
Total Population4,981
White Population4677
Black Population49
Hispanic Population74
Asian Population37
Hawaiian Population0
Indian Population6
Other Population27
Male Population2506
Female Population2475
Population Estimate5086

Household Data for 47124

The average number of homes in 47124 is around 1,832, there are an average of 2.71 per household. The average house value according to local real estate values is around $254,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,832
Persons Per Household2.71
Average House Value$254,500
Income Per Household$91731
Median Age40.6
Median Age Male39.0
Median Age Female41.6
47124 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityGreenville
City Alias NameGREENVILLE
CountyFloyd
County FIPS043
State FIPS18
Time Zone5
Day Light SavingY
MSA4520
PMSA
CSA350
CBSA31140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLouisville/Jefferson County, KY-IN
MSA_NameLouisville, KY-IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses65
Number Of Employees306
Business First Quarter Payroll3550
Business Annual Payroll15595
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1283566
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential1877
Delivery Business26
Delivery Total2040
Preferred Last Line KeyX12362
Classification Code
Multi-CountyY
CSA NameLouisville/Jefferson County--Elizabethtown, KY-IN
CBSA_DIV_Name
City State KeyX12362
Land Area24.076000
Water Area0.071000
City Alias Code
City Mixed CaseGreenville
City Alias Mixed CaseGreenville
Box Count102
SFDU1855
MFDU0
State ANSI18
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number173465
Unique ZIP Name
SSA State County Code15210
Medicare CBSA Code31140
Medicare CBSA NameLouisville/Jefferson County, KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseFloyd

Indiana Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]