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47141 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 47141 zip code it's important to know that our rates are very competitive for homeowners living in Marysville, IN. Many homeowners based out of your 47141 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 47141 should appear in the zip code field ready to go. For Marysville, IN Homeowners Insurance Quotes nearby, we offer the best rates and service.

47141: Average Home Insurance Rates

For homeowners living in the great city of Marysville, the average homeowners policy is considered medium in comparison to other states. Indiana premiums are estimated to be around $807 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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47141 Home Insurance Average Premiums

Local 47141 homeowners insurance quotes comparison

$557 /yr.

Shows Zip Code: 47141 lowest rates with discounts applied on average.

For the 47141, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$557 /yr.
Average Coverage:$807 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1107 /yr.

What is the average home insurance cost for a home in 47141?

  • • The average homeowners insurance premium paid annually for a home in 47141 is around $807 per year.

What does it cost on average per month for home insurance in 47141?

  • • Homeowners in 47141 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 47141?

  • • Autoowners in 47141 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marysville area, check out other zip codes nearby 47141.
Review average rates in another zip code:
47141 homeowners insurance rates

Home Replacement Cost Coverage in 47141

Average Building Cost Per Square Foot in 47141: $108

Location: Marysville, Indiana (Clark County)

Average Square Footage in 47141: 1,195 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47141 before you start any project. Marysville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47141 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47141 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,195 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marysville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,195$129,100
Additional Upgrades & Added Features$1351,195$161,375
Major Home Updates or Advancements$1621,195$193,650

It's important to understand that when you estimate your replacement cost of your home in the 47141 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47141

Best Home & Auto Insurance Agencies in 47141

Housing Demographics for 47141

Population Review for 47141 Zip Code

For the city of Marysville, the population within 47141 has increased to over 1,735 residents in population size. The current population total is 1,563. We have broken down the population based on race below. In 47141, there are over 741 in male population and 822 females.

PopulationValues
Total Population1,563
White Population1441
Black Population13
Hispanic Population37
Asian Population8
Hawaiian Population2
Indian Population4
Other Population20
Male Population741
Female Population822
Population Estimate1735

Household Data for 47141

The average number of homes in 47141 is around 581, there are an average of 2.69 per household. The average house value according to local real estate values is around $129,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode581
Persons Per Household2.69
Average House Value$129,100
Income Per Household$69125
Median Age43.8
Median Age Male43.7
Median Age Female43.9
47141 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityMarysville
City Alias NameMARYSVILLE
CountyClark
County FIPS019
State FIPS18
Time Zone5
Day Light SavingY
MSA4520
PMSA
CSA350
CBSA31140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLouisville/Jefferson County, KY-IN
MSA_NameLouisville, KY-IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees40
Business First Quarter Payroll291
Business Annual Payroll1431
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1283566
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential645
Delivery Business2
Delivery Total755
Preferred Last Line KeyX12871
Classification Code
Multi-CountyY
CSA NameLouisville/Jefferson County--Elizabethtown, KY-IN
CBSA_DIV_Name
City State KeyX12871
Land Area33.502000
Water Area0.188000
City Alias Code
City Mixed CaseMarysville
City Alias Mixed CaseMarysville
Box Count25
SFDU645
MFDU0
State ANSI18
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number175203
Unique ZIP Name
SSA State County Code15090
Medicare CBSA Code31140
Medicare CBSA NameLouisville/Jefferson County, KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseClark

Indiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]