Get multiple home insurance quotes in 47172. Our licensed 47172, IN agents are ready to serve you.

47172 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 47172 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sellersburg, IN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 47172 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Indiana, like average Sellersburg homeowners insurance rates, coverage options or home insurance types, please select Sellersburg, IN Home Insurance Rates Online!

47172 Home Insurance Average Premiums

Local 47172 homeowners insurance quotes comparison

$452 /yr.

Shows Zip Code: 47172 lowest rates with discounts applied on average.

For the 47172, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$452 /yr.
Average Coverage:$702 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1002 /yr.

What is the average home insurance cost for a home in 47172?

  • • The average homeowners insurance premium paid annually for a home in 47172 is around $702 per year.

What does it cost on average per month for home insurance in 47172?

  • • Homeowners in 47172 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 47172?

  • • Autoowners in 47172 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sellersburg area, check out other zip codes nearby 47172.
Review average rates in another zip code:
47172 homeowners insurance rates

Home Replacement Cost Coverage in 47172

Average Building Cost Per Square Foot in 47172: $108

Location: Sellersburg, Indiana (Clark County)

Average Square Footage in 47172: 1,873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47172 before you start any project. Sellersburg homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47172 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47172 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,873 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sellersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,873$202,300
Additional Upgrades & Added Features$1351,873$252,875
Major Home Updates or Advancements$1621,873$303,450

It's important to understand that when you estimate your replacement cost of your home in the 47172 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47172

Allstate Insurance - William E. Kuehn

Address: 103 Heritage Square Sellersburg, IN 47172
Phone: (812)246-3600
Website:

Best Home & Auto Insurance Agencies in 47172

Smith- Robert W - State Farm Insurance Agent

Address: 320 Triangle Dr Sellersburg, IN 47172
Phone:
Website:
Info:

Allstate Insurance - William E. Kuehn

Address: 103 Heritage Sq Sellersburg, IN 47172
Phone:
Website:
Info:

State Farm Insurance Cos

Address: 429 E Utica St Sellersburg, IN 47172
Phone:
Website:
Info:

Housing Demographics for 47172

Population Review for 47172 Zip Code

For the city of Sellersburg, the population within 47172 has increased to over 22,110 residents in population size. The current population total is 19,821. We have broken down the population based on race below. In 47172, there are over 9627 in male population and 10194 females.

PopulationValues
Total Population19,821
White Population17390
Black Population401
Hispanic Population1058
Asian Population288
Hawaiian Population14
Indian Population92
Other Population511
Male Population9627
Female Population10194
Population Estimate22110

Household Data for 47172

The average number of homes in 47172 is around 7,466, there are an average of 2.63 per household. The average house value according to local real estate values is around $202,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,466
Persons Per Household2.63
Average House Value$202,300
Income Per Household$73398
Median Age39.3
Median Age Male38.1
Median Age Female40.4
47172 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CitySellersburg
City Alias NameSELLERSBURG
CountyClark
County FIPS019
State FIPS18
Time Zone5
Day Light SavingY
MSA4520
PMSA
CSA350
CBSA31140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLouisville/Jefferson County, KY-IN
MSA_NameLouisville, KY-IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses340
Number Of Employees4672
Business First Quarter Payroll50644
Business Annual Payroll226320
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1283566
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential8407
Delivery Business365
Delivery Total9818
Preferred Last Line KeyX13563
Classification Code
Multi-CountyY
CSA NameLouisville/Jefferson County--Elizabethtown, KY-IN
CBSA_DIV_Name
City State KeyX13563
Land Area24.330000
Water Area0.364000
City Alias Code
City Mixed CaseSellersburg
City Alias Mixed CaseSellersburg
Box Count119
SFDU7559
MFDU171
State ANSI18
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number177953
Unique ZIP Name
SSA State County Code15090
Medicare CBSA Code31140
Medicare CBSA NameLouisville/Jefferson County, KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseClark

Indiana Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]