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47220 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 47220 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Brownstown, IN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 47220.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 47220 and start shopping.

Quickly and Easily Compare Average Rates for 47220

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Brownstown, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 47220

Homeowners in Brownstown are paying roughly $746 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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47220 Home Insurance Average Premiums

Local 47220 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 47220 lowest rates with discounts applied on average.

For the 47220, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$496 /yr.
Average Coverage:$746 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1046 /yr.

What is the average home insurance cost for a home in 47220?

  • • The average homeowners insurance premium paid annually for a home in 47220 is around $746 per year.

What does it cost on average per month for home insurance in 47220?

  • • Homeowners in 47220 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 47220?

  • • Autoowners in 47220 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brownstown area, check out other zip codes nearby 47220.
Review average rates in another zip code:
47220 homeowners insurance rates

Home Replacement Cost Coverage in 47220

Average Building Cost Per Square Foot in 47220: $108

Location: Brownstown, Indiana (Jackson County)

Average Square Footage in 47220: 1,244 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47220 before you start any project. Brownstown homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47220 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47220 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,244 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brownstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,244$134,300
Additional Upgrades & Added Features$1351,244$167,875
Major Home Updates or Advancements$1621,244$201,450

It's important to understand that when you estimate your replacement cost of your home in the 47220 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47220

Best Home & Auto Insurance Agencies in 47220

Housing Demographics for 47220

Population Review for 47220 Zip Code

For the city of Brownstown, the population within 47220 has increased to over 5,684 residents in population size. The current population total is 5,737. We have broken down the population based on race below. In 47220, there are over 2830 in male population and 2907 females.

PopulationValues
Total Population5,737
White Population5454
Black Population20
Hispanic Population116
Asian Population13
Hawaiian Population1
Indian Population8
Other Population32
Male Population2830
Female Population2907
Population Estimate5684

Household Data for 47220

The average number of homes in 47220 is around 2,174, there are an average of 2.49 per household. The average house value according to local real estate values is around $134,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,174
Persons Per Household2.49
Average House Value$134,300
Income Per Household$60035
Median Age41.2
Median Age Male39.5
Median Age Female42.7
47220 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityBrownstown
City Alias NameBROWNSTOWN
CountyJackson
County FIPS071
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA294
CBSA42980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeymour, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses140
Number Of Employees1336
Business First Quarter Payroll12219
Business Annual Payroll59987
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population42376
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential2283
Delivery Business150
Delivery Total6259
Preferred Last Line KeyX11696
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX11696
Land Area82.564000
Water Area0.522000
City Alias Code
City Mixed CaseBrownstown
City Alias Mixed CaseBrownstown
Box Count73
SFDU2089
MFDU24
State ANSI18
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number170957
Unique ZIP Name
SSA State County Code15350
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseJackson

Indiana Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]