Compare 47274 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Seymour just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,619 neighbors looking to save on their home insurance policy in the local 47274 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 47274. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Seymour, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Seymour, IN

47274 Home Insurance Average Premiums

Local 47274 homeowners insurance quotes comparison

$476 /yr.

Shows Zip Code: 47274 lowest rates with discounts applied on average.

For the 47274, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$476 /yr.
Average Coverage:	$726 /yr.
2600 sq. ft. or higher (all discounts applied)	$1026 /yr.

What is the average home insurance cost for a home in 47274?

• The average homeowners insurance premium paid annually for a home in 47274 is around $726 per year.

What does it cost on average per month for home insurance in 47274?

• Homeowners in 47274 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 47274?

• Autoowners in 47274 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seymour area, check out other zip codes nearby 47274.
Review average rates in another zip code:
47274 homeowners insurance rates

Home Replacement Cost Coverage in 47274

Average Building Cost Per Square Foot in 47274: $108

Location: Seymour, Indiana (Jackson County)

Average Square Footage in 47274: 1,383 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47274 before you start any project. Seymour homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47274 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47274 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,383 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seymour area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$108	1,383	$149,400
Additional Upgrades & Added Features	$135	1,383	$186,750
Major Home Updates or Advancements	$162	1,383	$224,100

Calculate Your Dwelling Coverage in 47274

It's important to understand that when you estimate your replacement cost of your home in the 47274 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 47274

State Farm Insurance - Larry Renfroe

Address: 8622 Beacon Hill Dr Seymour, IN 47274
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 409 W 2nd St Seymour, IN 47274
Phone:
Website:
Info:

American Family Insurance - Michael E Giefer

Address: 1118 E 4th Street Rd Seymour, IN 47274
Phone:
Website: http://www.amfam.com/
Info:

Walters- James D - State Farm Insurance Agent

Address: 114 E Tipton St Seymour, IN 47274
Phone:
Website:
Info:

State Farm Insurance

Address: 102 E 2nd St Seymour, IN 47274
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 47274

Population Review for 47274 Zip Code

For the city of Seymour, the population within 47274 has increased to over 34,092 residents in population size. The current population total is 33,035. We have broken down the population based on race below. In 47274, there are over 16484 in male population and 16551 females.

Population	Values
Total Population	33,035
White Population	25963
Black Population	465
Hispanic Population	5988
Asian Population	442
Hawaiian Population	9
Indian Population	446
Other Population	2882
Male Population	16484
Female Population	16551
Population Estimate	34092

Household Data for 47274

The average number of homes in 47274 is around 12,619, there are an average of 2.58 per household. The average house value according to local real estate values is around $149,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	12,619
Persons Per Household	2.58
Average House Value	$149,400
Income Per Household	$60062
Median Age	37.2
Median Age Male	36.2
Median Age Female	38.5

47274 Details	Values
State	IN
State Full Name	Indiana
City Type	P
City Alias Abbreviation
Area Code	812/930
City	Seymour
City Alias Name	SEYMOUR
County	Jackson
County FIPS	071
State FIPS	18
Time Zone	5
Day Light Saving	Y
MSA
PMSA
CSA	294
CBSA	42980
CBSA_DIV
CBSA_Type	Micro
CBSA_Name	Seymour, IN
MSA_Name
PMSA_Name
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	767
Number Of Employees	19107
Business First Quarter Payroll	230930
Business Annual Payroll	982262
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	42376
CBSA Division Population	0
Congressional District	09
Congressional LandArea	4486.77
Delivery Residential	13214
Delivery Business	822
Delivery Total	14346
Preferred Last Line Key	X13567
Classification Code
Multi-County	Y
CSA Name	Indianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State Key	X13567
Land Area	214.747000
Water Area	2.181000
City Alias Code
City Mixed Case	Seymour
City Alias Mixed Case	Seymour
Box Count	228
SFDU	9857
MFDU	527
State ANSI	18
County ANSI	071
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	177997
Unique ZIP Name
SSA State County Code	15350
Medicare CBSA Code	99915
Medicare CBSA Name	Rural Areas in IN
Medicare CBSA Type	Micro
Market Rating Area ID	12
County Mixed Case	Jackson

Indiana Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 47274!