Get multiple home insurance quotes in 47280. Our licensed 47280, IN agents are ready to serve you.

47280 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 47280 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Taylorsville, IN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 47280 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Indiana, like average Taylorsville homeowners insurance rates, coverage options or home insurance types, please select Taylorsville, IN Home Insurance Rates Online!

47280 Home Insurance Average Premiums

Local 47280 homeowners insurance quotes comparison

$514 /yr.

Shows Zip Code: 47280 lowest rates with discounts applied on average.

For the 47280, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$514 /yr.
Average Coverage:$764 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1064 /yr.

What is the average home insurance cost for a home in 47280?

  • • The average homeowners insurance premium paid annually for a home in 47280 is around $764 per year.

What does it cost on average per month for home insurance in 47280?

  • • Homeowners in 47280 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 47280?

  • • Autoowners in 47280 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Taylorsville area, check out other zip codes nearby 47280.
Review average rates in another zip code:
47280 homeowners insurance rates

Home Replacement Cost Coverage in 47280

Average Building Cost Per Square Foot in 47280: $108

Location: Taylorsville, Indiana (Bartholomew County)

Average Square Footage in 47280: 1,273 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47280 before you start any project. Taylorsville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47280 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47280 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,273 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Taylorsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,273$137,500
Additional Upgrades & Added Features$1351,273$171,875
Major Home Updates or Advancements$1621,273$206,250

It's important to understand that when you estimate your replacement cost of your home in the 47280 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47280

Best Home & Auto Insurance Agencies in 47280

Housing Demographics for 47280

Population Review for 47280 Zip Code

For the city of Taylorsville, the population within 47280 has increased to over 0 residents in population size. The current population total is 867. We have broken down the population based on race below. In 47280, there are over 419 in male population and 448 females.

PopulationValues
Total Population867
White Population774
Black Population10
Hispanic Population57
Asian Population7
Hawaiian Population1
Indian Population5
Other Population37
Male Population419
Female Population448
Population Estimate0

Household Data for 47280

The average number of homes in 47280 is around 358, there are an average of 2.42 per household. The average house value according to local real estate values is around $137,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode358
Persons Per Household2.42
Average House Value$137,500
Income Per Household$73913
Median Age45.5
Median Age Male43.4
Median Age Female46.8
47280 DetailsValues
StateIN
State Full NameIndiana
City TypeZ
City Alias Abbreviation
Area Code812/930
CityTaylorsville
City Alias NameTAYLORSVILLE
CountyBartholomew
County FIPS005
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA294
CBSA18020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees232
Business First Quarter Payroll2388
Business Annual Payroll11804
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population76794
CBSA Division Population0
Congressional District06
Congressional LandArea6206.83
Delivery Residential0
Delivery Business0
Delivery Total3277
Preferred Last Line KeyX13820
Classification CodeP
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX13820
Land Area1.082000
Water Area0.000000
City Alias Code
City Mixed CaseTaylorsville
City Alias Mixed CaseTaylorsville
Box Count409
SFDU0
MFDU0
State ANSI18
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number178624
Unique ZIP Name
SSA State County Code15020
Medicare CBSA Code18020
Medicare CBSA NameColumbus, IN
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseBartholomew

Indiana Homeowners Insurance News & Information

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