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Compare 47351 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Kennard just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 159 neighbors looking to save on their home insurance policy in the local 47351 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 47351. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Kennard, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Kennard, IN

47351 Home Insurance Average Premiums

Local 47351 homeowners insurance quotes comparison

$528 /yr.

Shows Zip Code: 47351 lowest rates with discounts applied on average.

For the 47351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$528 /yr.
Average Coverage:$778 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1078 /yr.

What is the average home insurance cost for a home in 47351?

  • • The average homeowners insurance premium paid annually for a home in 47351 is around $778 per year.

What does it cost on average per month for home insurance in 47351?

  • • Homeowners in 47351 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47351?

  • • Autoowners in 47351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kennard area, check out other zip codes nearby 47351.
Review average rates in another zip code:
47351 homeowners insurance rates

Home Replacement Cost Coverage in 47351

Average Building Cost Per Square Foot in 47351: $108

Location: Kennard, Indiana (Henry County)

Average Square Footage in 47351: 798 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47351 before you start any project. Kennard homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 798 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kennard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108798$86,200
Additional Upgrades & Added Features$135798$107,750
Major Home Updates or Advancements$162798$129,300

It's important to understand that when you estimate your replacement cost of your home in the 47351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47351

Best Home & Auto Insurance Agencies in 47351

Housing Demographics for 47351

Population Review for 47351 Zip Code

For the city of Kennard, the population within 47351 has increased to over 0 residents in population size. The current population total is 429. We have broken down the population based on race below. In 47351, there are over 216 in male population and 213 females.

PopulationValues
Total Population429
White Population418
Black Population0
Hispanic Population11
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population216
Female Population213
Population Estimate0

Household Data for 47351

The average number of homes in 47351 is around 159, there are an average of 2.70 per household. The average house value according to local real estate values is around $86,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode159
Persons Per Household2.70
Average House Value$86,200
Income Per Household$54375
Median Age37.5
Median Age Male40.3
Median Age Female33.9
47351 DetailsValues
StateIN
State Full NameIndiana
City TypeZ
City Alias Abbreviation
Area Code765
CityKennard
City Alias NameKENNARD
CountyHenry
County FIPS065
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA294
CBSA35220
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNew Castle, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees16
Business First Quarter Payroll79
Business Annual Payroll306
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49462
CBSA Division Population0
Congressional District06
Congressional LandArea6206.83
Delivery Residential0
Delivery Business0
Delivery Total355
Preferred Last Line KeyX12636
Classification CodeP
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12636
Land Area0.263000
Water Area0.000000
City Alias Code
City Mixed CaseKennard
City Alias Mixed CaseKennard
Box Count166
SFDU0
MFDU0
State ANSI18
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number174213
Unique ZIP Name
SSA State County Code15320
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseHenry

Indiana Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]