Get multiple home insurance quotes in 47357. Our licensed 47357, IN agents are ready to serve you.

47357 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 47357 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Milton, IN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 47357.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 47357 and start shopping.

Quickly and Easily Compare Average Rates for 47357

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Milton, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 47357

Homeowners in Milton are paying roughly $784 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 47357 Home Insurance Quotes right now!

47357 Home Insurance Average Premiums

Local 47357 homeowners insurance quotes comparison

$534 /yr.

Shows Zip Code: 47357 lowest rates with discounts applied on average.

For the 47357, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$534 /yr.
Average Coverage:$784 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1084 /yr.

What is the average home insurance cost for a home in 47357?

  • • The average homeowners insurance premium paid annually for a home in 47357 is around $784 per year.

What does it cost on average per month for home insurance in 47357?

  • • Homeowners in 47357 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47357?

  • • Autoowners in 47357 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milton area, check out other zip codes nearby 47357.
Review average rates in another zip code:
47357 homeowners insurance rates

Home Replacement Cost Coverage in 47357

Average Building Cost Per Square Foot in 47357: $108

Location: Milton, Indiana (Wayne County)

Average Square Footage in 47357: 950 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47357 before you start any project. Milton homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47357 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47357 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 950 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108950$102,600
Additional Upgrades & Added Features$135950$128,250
Major Home Updates or Advancements$162950$153,900

It's important to understand that when you estimate your replacement cost of your home in the 47357 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47357

Best Home & Auto Insurance Agencies in 47357

Housing Demographics for 47357

Population Review for 47357 Zip Code

For the city of Milton, the population within 47357 has increased to over 781 residents in population size. The current population total is 1,107. We have broken down the population based on race below. In 47357, there are over 579 in male population and 528 females.

PopulationValues
Total Population1,107
White Population1052
Black Population9
Hispanic Population16
Asian Population2
Hawaiian Population0
Indian Population0
Other Population14
Male Population579
Female Population528
Population Estimate781

Household Data for 47357

The average number of homes in 47357 is around 440, there are an average of 2.52 per household. The average house value according to local real estate values is around $102,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode440
Persons Per Household2.52
Average House Value$102,600
Income Per Household$58885
Median Age46.1
Median Age Male45.1
Median Age Female48.3
47357 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityMilton
City Alias NameMILTON
CountyWayne
County FIPS177
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA458
CBSA39980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRichmond, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees11
Business First Quarter Payroll77
Business Annual Payroll922
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population68917
CBSA Division Population0
Congressional District06
Congressional LandArea6206.83
Delivery Residential310
Delivery Business3
Delivery Total636
Preferred Last Line KeyX12961
Classification Code
Multi-CountyY
CSA NameRichmond-Connersville, IN
CBSA_DIV_Name
City State KeyX12961
Land Area33.797000
Water Area0.392000
City Alias Code
City Mixed CaseMilton
City Alias Mixed CaseMilton
Box Count204
SFDU310
MFDU0
State ANSI18
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number175555
Unique ZIP Name
SSA State County Code15880
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseWayne

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]