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Check Out 47512 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Bicknell, IN.

We will gather some basic information about your home in Bicknell, IN and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Indiana licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 47512 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 47512

We have pulled together a variety of data related to homeowners insurance in Indiana. Simply click on one of the links below to learn about the average cost of homeowners insurance in Indiana as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bicknell, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

47512 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 47512 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Indiana is roughly $774. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 47512 homeowners insurance policy!

47512 Home Insurance Average Premiums

Local 47512 homeowners insurance quotes comparison

$524 /yr.

Shows Zip Code: 47512 lowest rates with discounts applied on average.

For the 47512, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$524 /yr.
Average Coverage:$774 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1074 /yr.

What is the average home insurance cost for a home in 47512?

  • • The average homeowners insurance premium paid annually for a home in 47512 is around $774 per year.

What does it cost on average per month for home insurance in 47512?

  • • Homeowners in 47512 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47512?

  • • Autoowners in 47512 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bicknell area, check out other zip codes nearby 47512.
Review average rates in another zip code:
47512 homeowners insurance rates

Home Replacement Cost Coverage in 47512

Average Building Cost Per Square Foot in 47512: $108

Location: Bicknell, Indiana (Knox County)

Average Square Footage in 47512: 645 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47512 before you start any project. Bicknell homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47512 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47512 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 645 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bicknell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108645$69,700
Additional Upgrades & Added Features$135645$87,125
Major Home Updates or Advancements$162645$104,550

It's important to understand that when you estimate your replacement cost of your home in the 47512 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47512

Best Home & Auto Insurance Agencies in 47512

L Knight Insurance Agency Inc - State Farm Insurance Agent

Address: 209 N Main St Bicknell, IN 47512
Phone:
Website:
Info:

Knox County Insurance

Address: 107 W 2nd St Bicknell, IN 47512
Phone:
Website:
Info:

Housing Demographics for 47512

Population Review for 47512 Zip Code

For the city of Bicknell, the population within 47512 has increased to over 3,776 residents in population size. The current population total is 4,002. We have broken down the population based on race below. In 47512, there are over 1990 in male population and 2012 females.

PopulationValues
Total Population4,002
White Population3786
Black Population19
Hispanic Population91
Asian Population9
Hawaiian Population1
Indian Population15
Other Population42
Male Population1990
Female Population2012
Population Estimate3776

Household Data for 47512

The average number of homes in 47512 is around 1,668, there are an average of 2.39 per household. The average house value according to local real estate values is around $69,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,668
Persons Per Household2.39
Average House Value$69,700
Income Per Household$53528
Median Age40.3
Median Age Male40.0
Median Age Female40.5
47512 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityBicknell
City Alias NameBICKNELL
CountyKnox
County FIPS083
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA47180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameVincennes, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees536
Business First Quarter Payroll3487
Business Annual Payroll15604
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38440
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential1580
Delivery Business64
Delivery Total2139
Preferred Last Line KeyX11579
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11579
Land Area47.900000
Water Area0.360000
City Alias Code
City Mixed CaseBicknell
City Alias Mixed CaseBicknell
Box Count35
SFDU1474
MFDU16
State ANSI18
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number170583
Unique ZIP Name
SSA State County Code15410
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseKnox

Indiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]