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47515 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 47515 zip code it's important to know that our rates are very competitive for homeowners living in Bristow, IN. Many homeowners based out of your 47515 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 47515 should appear in the zip code field ready to go. For Bristow, IN Homeowners Insurance Quotes nearby, we offer the best rates and service.

47515: Average Home Insurance Rates

For homeowners living in the great city of Bristow, the average homeowners policy is considered medium in comparison to other states. Indiana premiums are estimated to be around $730 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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47515 Home Insurance Average Premiums

Local 47515 homeowners insurance quotes comparison

$480 /yr.

Shows Zip Code: 47515 lowest rates with discounts applied on average.

For the 47515, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$480 /yr.
Average Coverage:$730 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1030 /yr.

What is the average home insurance cost for a home in 47515?

  • • The average homeowners insurance premium paid annually for a home in 47515 is around $730 per year.

What does it cost on average per month for home insurance in 47515?

  • • Homeowners in 47515 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 47515?

  • • Autoowners in 47515 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bristow area, check out other zip codes nearby 47515.
Review average rates in another zip code:
47515 homeowners insurance rates

Home Replacement Cost Coverage in 47515

Average Building Cost Per Square Foot in 47515: $108

Location: Bristow, Indiana (Perry County)

Average Square Footage in 47515: 1,081 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47515 before you start any project. Bristow homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47515 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47515 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,081 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bristow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,081$116,800
Additional Upgrades & Added Features$1351,081$146,000
Major Home Updates or Advancements$1621,081$175,200

It's important to understand that when you estimate your replacement cost of your home in the 47515 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47515

Best Home & Auto Insurance Agencies in 47515

Housing Demographics for 47515

Population Review for 47515 Zip Code

For the city of Bristow, the population within 47515 has increased to over 836 residents in population size. The current population total is 819. We have broken down the population based on race below. In 47515, there are over 427 in male population and 392 females.

PopulationValues
Total Population819
White Population768
Black Population0
Hispanic Population11
Asian Population0
Hawaiian Population0
Indian Population3
Other Population0
Male Population427
Female Population392
Population Estimate836

Household Data for 47515

The average number of homes in 47515 is around 321, there are an average of 2.55 per household. The average house value according to local real estate values is around $116,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode321
Persons Per Household2.55
Average House Value$116,800
Income Per Household$53839
Median Age45.3
Median Age Male43.9
Median Age Female48.0
47515 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityBristow
City Alias NameBRISTOW
CountyPerry
County FIPS123
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees20
Business First Quarter Payroll187
Business Annual Payroll930
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential328
Delivery Business5
Delivery Total361
Preferred Last Line KeyX11670
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11670
Land Area51.474000
Water Area0.235000
City Alias Code
City Mixed CaseBristow
City Alias Mixed CaseBristow
Box Count22
SFDU327
MFDU0
State ANSI18
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number170880
Unique ZIP Name
SSA State County Code15610
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CasePerry

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]