Get multiple home insurance quotes in 47520. Our licensed 47520, IN agents are ready to serve you.

Home Insurance Rates in 47520

For homeowners shopping online in 47520, our insurance rates are very competitive for homeowners living in Cannelton, IN. Many homeowners based out of the great city of Cannelton have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 47520, simply click the "Get Multiple Quotes Now" button. Your 47520 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Cannelton, IN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

47520 Home Insurance Rating is: Medium!

If you live in 47520, you can easily save up to 40% off the average home insurance premium of $758 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Cannelton can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 47520 today!

Get Multiple Home Insurance Rates in 47520!

47520 Home Insurance Average Premiums

Local 47520 homeowners insurance quotes comparison

$508 /yr.

Shows Zip Code: 47520 lowest rates with discounts applied on average.

For the 47520, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$508 /yr.
Average Coverage:$758 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1058 /yr.

What is the average home insurance cost for a home in 47520?

  • • The average homeowners insurance premium paid annually for a home in 47520 is around $758 per year.

What does it cost on average per month for home insurance in 47520?

  • • Homeowners in 47520 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 47520?

  • • Autoowners in 47520 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cannelton area, check out other zip codes nearby 47520.
Review average rates in another zip code:
47520 homeowners insurance rates

Home Replacement Cost Coverage in 47520

Average Building Cost Per Square Foot in 47520: $108

Location: Cannelton, Indiana (Perry County)

Average Square Footage in 47520: 1,011 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47520 before you start any project. Cannelton homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47520 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47520 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,011 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cannelton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,011$109,200
Additional Upgrades & Added Features$1351,011$136,500
Major Home Updates or Advancements$1621,011$163,800

It's important to understand that when you estimate your replacement cost of your home in the 47520 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47520

Best Home & Auto Insurance Agencies in 47520

American Family Insurance

Address: 5010 Starlite Rd Cannelton, IN 47520
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 47520

Population Review for 47520 Zip Code

For the city of Cannelton, the population within 47520 has increased to over 3,420 residents in population size. The current population total is 3,230. We have broken down the population based on race below. In 47520, there are over 1625 in male population and 1605 females.

PopulationValues
Total Population3,230
White Population3065
Black Population15
Hispanic Population24
Asian Population11
Hawaiian Population0
Indian Population4
Other Population23
Male Population1625
Female Population1605
Population Estimate3420

Household Data for 47520

The average number of homes in 47520 is around 1,387, there are an average of 2.30 per household. The average house value according to local real estate values is around $109,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,387
Persons Per Household2.30
Average House Value$109,200
Income Per Household$50625
Median Age41.3
Median Age Male40.6
Median Age Female42.6
47520 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityCannelton
City Alias NameCANNELTON
CountyPerry
County FIPS123
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees199
Business First Quarter Payroll1017
Business Annual Payroll4766
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential1487
Delivery Business57
Delivery Total1570
Preferred Last Line KeyX11772
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11772
Land Area81.193000
Water Area2.481000
City Alias Code
City Mixed CaseCannelton
City Alias Mixed CaseCannelton
Box Count21
SFDU1297
MFDU163
State ANSI18
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number171221
Unique ZIP Name
SSA State County Code15610
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CasePerry

Indiana Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]