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47537, IN Home Insurance

In the zip code of 47537, the population size is around 782, which consists of 327 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Gentryville, IN. A few years ago, a study was done and found that the average home insurance rates for Indiana are around $743 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 47537 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Gentryville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Gentryville, IN Homeowners Insurance Online Rates Today!

47537 Home Insurance Average Premiums

Local 47537 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 47537 lowest rates with discounts applied on average.

For the 47537, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1043 /yr.

What is the average home insurance cost for a home in 47537?

  • • The average homeowners insurance premium paid annually for a home in 47537 is around $743 per year.

What does it cost on average per month for home insurance in 47537?

  • • Homeowners in 47537 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 47537?

  • • Autoowners in 47537 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gentryville area, check out other zip codes nearby 47537.
Review average rates in another zip code:
47537 homeowners insurance rates

Home Replacement Cost Coverage in 47537

Average Building Cost Per Square Foot in 47537: $108

Location: Gentryville, Indiana (Spencer County)

Average Square Footage in 47537: 1,981 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47537 before you start any project. Gentryville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47537 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47537 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,981 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gentryville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,981$213,900
Additional Upgrades & Added Features$1351,981$267,375
Major Home Updates or Advancements$1621,981$320,850

It's important to understand that when you estimate your replacement cost of your home in the 47537 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47537

Best Home & Auto Insurance Agencies in 47537

Housing Demographics for 47537

Population Review for 47537 Zip Code

For the city of Gentryville, the population within 47537 has increased to over 800 residents in population size. The current population total is 782. We have broken down the population based on race below. In 47537, there are over 402 in male population and 380 females.

PopulationValues
Total Population782
White Population742
Black Population3
Hispanic Population20
Asian Population0
Hawaiian Population0
Indian Population0
Other Population13
Male Population402
Female Population380
Population Estimate800

Household Data for 47537

The average number of homes in 47537 is around 327, there are an average of 2.39 per household. The average house value according to local real estate values is around $213,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode327
Persons Per Household2.39
Average House Value$213,900
Income Per Household$45134
Median Age45.4
Median Age Male45.7
Median Age Female45.0
47537 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityGentryville
City Alias NameGENTRYVILLE
CountySpencer
County FIPS147
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees16
Business First Quarter Payroll157
Business Annual Payroll670
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential335
Delivery Business4
Delivery Total355
Preferred Last Line KeyX12296
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX12296
Land Area20.328000
Water Area0.172000
City Alias Code
City Mixed CaseGentryville
City Alias Mixed CaseGentryville
Box Count13
SFDU335
MFDU0
State ANSI18
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number173212
Unique ZIP Name
SSA State County Code15730
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseSpencer

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]