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47568 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 47568 zip code it's important to know that our rates are very competitive for homeowners living in Plainville, IN. Many homeowners based out of your 47568 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 47568 should appear in the zip code field ready to go. For Plainville, IN Homeowners Insurance Quotes nearby, we offer the best rates and service.

47568: Average Home Insurance Rates

For homeowners living in the great city of Plainville, the average homeowners policy is considered medium in comparison to other states. Indiana premiums are estimated to be around $726 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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47568 Home Insurance Average Premiums

Local 47568 homeowners insurance quotes comparison

$476 /yr.

Shows Zip Code: 47568 lowest rates with discounts applied on average.

For the 47568, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$476 /yr.
Average Coverage:$726 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1026 /yr.

What is the average home insurance cost for a home in 47568?

  • • The average homeowners insurance premium paid annually for a home in 47568 is around $726 per year.

What does it cost on average per month for home insurance in 47568?

  • • Homeowners in 47568 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 47568?

  • • Autoowners in 47568 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainville area, check out other zip codes nearby 47568.
Review average rates in another zip code:
47568 homeowners insurance rates

Home Replacement Cost Coverage in 47568

Average Building Cost Per Square Foot in 47568: $108

Location: Plainville, Indiana (Daviess County)

Average Square Footage in 47568: 1,075 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47568 before you start any project. Plainville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47568 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47568 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,075 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,075$116,100
Additional Upgrades & Added Features$1351,075$145,125
Major Home Updates or Advancements$1621,075$174,150

It's important to understand that when you estimate your replacement cost of your home in the 47568 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47568

Best Home & Auto Insurance Agencies in 47568

Housing Demographics for 47568

Population Review for 47568 Zip Code

For the city of Plainville, the population within 47568 has increased to over 553 residents in population size. The current population total is 848. We have broken down the population based on race below. In 47568, there are over 419 in male population and 429 females.

PopulationValues
Total Population848
White Population800
Black Population1
Hispanic Population29
Asian Population1
Hawaiian Population0
Indian Population4
Other Population17
Male Population419
Female Population429
Population Estimate553

Household Data for 47568

The average number of homes in 47568 is around 319, there are an average of 2.65 per household. The average house value according to local real estate values is around $116,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode319
Persons Per Household2.65
Average House Value$116,100
Income Per Household$45000
Median Age36.0
Median Age Male35.3
Median Age Female36.5
47568 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityPlainville
City Alias NamePLAINVILLE
CountyDaviess
County FIPS027
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA47780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWashington, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees76
Business First Quarter Payroll408
Business Annual Payroll2037
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population31648
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential209
Delivery Business5
Delivery Total449
Preferred Last Line KeyX13316
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX13316
Land Area32.001000
Water Area0.558000
City Alias Code
City Mixed CasePlainville
City Alias Mixed CasePlainville
Box Count123
SFDU209
MFDU0
State ANSI18
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number177018
Unique ZIP Name
SSA State County Code15130
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseDaviess

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]