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Home Insurance in 47574

Our rates are very competitive for homeowners living in the 47574 zip code. Many homeowners based out of Rome, IN have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IN licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 47574 should appear in the zip code field ready to go.

47574 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Rome area? The average homeowners premium in 47574 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 47574, you can expect to pay around $802 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 47574

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Indiana. Start your 47574 home insurance shopping today!

  1. Rome, IN Home Insurance Quotes

47574 Home Insurance Average Premiums

Local 47574 homeowners insurance quotes comparison

$552 /yr.

Shows Zip Code: 47574 lowest rates with discounts applied on average.

For the 47574, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$552 /yr.
Average Coverage:$802 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1102 /yr.

What is the average home insurance cost for a home in 47574?

  • • The average homeowners insurance premium paid annually for a home in 47574 is around $802 per year.

What does it cost on average per month for home insurance in 47574?

  • • Homeowners in 47574 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 47574?

  • • Autoowners in 47574 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rome area, check out other zip codes nearby 47574.
Review average rates in another zip code:
47574 homeowners insurance rates

Home Replacement Cost Coverage in 47574

Average Building Cost Per Square Foot in 47574: $108

Location: Rome, Indiana (Perry County)

Average Square Footage in 47574: 1,528 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47574 before you start any project. Rome homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47574 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47574 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,528 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rome area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,528$165,000
Additional Upgrades & Added Features$1351,528$206,250
Major Home Updates or Advancements$1621,528$247,500

It's important to understand that when you estimate your replacement cost of your home in the 47574 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47574

Best Home & Auto Insurance Agencies in 47574

Housing Demographics for 47574

Population Review for 47574 Zip Code

For the city of Rome, the population within 47574 has increased to over 210 residents in population size. The current population total is 148. We have broken down the population based on race below. In 47574, there are over 85 in male population and 63 females.

PopulationValues
Total Population148
White Population145
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population1
Indian Population0
Other Population0
Male Population85
Female Population63
Population Estimate210

Household Data for 47574

The average number of homes in 47574 is around 62, there are an average of 2.39 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode62
Persons Per Household2.39
Average House Value$165,000
Income Per Household$80625
Median Age46.8
Median Age Male49.2
Median Age Female41.9
47574 DetailsValues
StateIN
State Full NameIndiana
City TypeN
City Alias Abbreviation
Area Code812
CityRome
City Alias NameROME
CountyPerry
County FIPS123
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential88
Delivery Business0
Delivery Total88
Preferred Last Line Key011794
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key011794
Land Area17.500000
Water Area0.172000
City Alias Code
City Mixed CaseRome
City Alias Mixed CaseRome
Box Count0
SFDU88
MFDU0
State ANSI18
County ANSI123
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number171221
Unique ZIP Name
SSA State County Code15610
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CasePerry

Indiana Homeowners Insurance News & Information

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