Get multiple home insurance quotes in 47591. Our licensed 47591, IN agents are ready to serve you.

Compare 47591 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Vincennes just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,158 neighbors looking to save on their home insurance policy in the local 47591 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 47591. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Vincennes, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Vincennes, IN

47591 Home Insurance Average Premiums

Local 47591 homeowners insurance quotes comparison

$489 /yr.

Shows Zip Code: 47591 lowest rates with discounts applied on average.

For the 47591, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$489 /yr.
Average Coverage:$739 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1039 /yr.

What is the average home insurance cost for a home in 47591?

  • • The average homeowners insurance premium paid annually for a home in 47591 is around $739 per year.

What does it cost on average per month for home insurance in 47591?

  • • Homeowners in 47591 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 47591?

  • • Autoowners in 47591 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vincennes area, check out other zip codes nearby 47591.
Review average rates in another zip code:
47591 homeowners insurance rates

Home Replacement Cost Coverage in 47591

Average Building Cost Per Square Foot in 47591: $108

Location: Vincennes, Indiana (Knox County)

Average Square Footage in 47591: 1,095 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47591 before you start any project. Vincennes homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47591 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47591 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,095 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vincennes area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,095$118,300
Additional Upgrades & Added Features$1351,095$147,875
Major Home Updates or Advancements$1621,095$177,450

It's important to understand that when you estimate your replacement cost of your home in the 47591 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47591

Best Home & Auto Insurance Agencies in 47591

Wagner- Edward L - State Farm Insurance Agent

Address: 721 N 7th St Vincennes, IN 47591
Phone:
Website:
Info:

Jones- Kelly D - State Farm Insurance Agent

Address: 2617 N 6th St Vincennes, IN 47591
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

J Masters Insurance Agency Inc - State Farm Insurance Agent

Address: 511 Willow St Vincennes, IN 47591
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Horton- Vicky D - State Farm Insurance Agent

Address: 300 N 5th St Vincennes, IN 47591
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 47591

Population Review for 47591 Zip Code

For the city of Vincennes, the population within 47591 has increased to over 24,633 residents in population size. The current population total is 24,984. We have broken down the population based on race below. In 47591, there are over 12482 in male population and 12502 females.

PopulationValues
Total Population24,984
White Population22604
Black Population676
Hispanic Population798
Asian Population262
Hawaiian Population9
Indian Population57
Other Population367
Male Population12482
Female Population12502
Population Estimate24633

Household Data for 47591

The average number of homes in 47591 is around 10,158, there are an average of 2.30 per household. The average house value according to local real estate values is around $118,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,158
Persons Per Household2.30
Average House Value$118,300
Income Per Household$49661
Median Age39.1
Median Age Male37.2
Median Age Female41.3
47591 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityVincennes
City Alias NameVINCENNES
CountyKnox
County FIPS083
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA47180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameVincennes, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses684
Number Of Employees11833
Business First Quarter Payroll110247
Business Annual Payroll487692
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38440
CBSA Division Population0
Congressional District03|08
Congressional LandArea4180.37|7255.39
Delivery Residential10710
Delivery Business860
Delivery Total12130
Preferred Last Line KeyX13937
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX13937
Land Area166.511000
Water Area2.923000
City Alias Code
City Mixed CaseVincennes
City Alias Mixed CaseVincennes
Box Count345
SFDU8828
MFDU768
State ANSI18
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number179064
Unique ZIP Name
SSA State County Code15410
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseKnox

Indiana Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]