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Home Insurance Quotes in 47648

Are you shopping for a cheaper homeowners insurance rate in 47648? Our rates are very competitive for homeowners living in Fort Branch, IN. Many homeowners located in the 47648 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 47648. To get free 47648 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 47648 zip code should appear in the zip code field ready to go. Shopping Fort Branch, IN Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 47648 to review the best rate coverages.

Your 47648 Home Insurance Costs Is Rated: Medium!

For the great city of Fort Branch, the average home insurance premium paid annually is around $778 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Indiana specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Fort Branch and need insurance on your home in the 47648 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 47648 Homeowners Insurance Rates Now!

47648 Home Insurance Average Premiums

Local 47648 homeowners insurance quotes comparison

$528 /yr.

Shows Zip Code: 47648 lowest rates with discounts applied on average.

For the 47648, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$528 /yr.
Average Coverage:$778 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1078 /yr.

What is the average home insurance cost for a home in 47648?

  • • The average homeowners insurance premium paid annually for a home in 47648 is around $778 per year.

What does it cost on average per month for home insurance in 47648?

  • • Homeowners in 47648 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47648?

  • • Autoowners in 47648 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Branch area, check out other zip codes nearby 47648.
Review average rates in another zip code:
47648 homeowners insurance rates

Home Replacement Cost Coverage in 47648

Average Building Cost Per Square Foot in 47648: $108

Location: Fort Branch, Indiana (Gibson County)

Average Square Footage in 47648: 1,481 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47648 before you start any project. Fort Branch homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47648 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47648 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,481 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Branch area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,481$160,000
Additional Upgrades & Added Features$1351,481$200,000
Major Home Updates or Advancements$1621,481$240,000

It's important to understand that when you estimate your replacement cost of your home in the 47648 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47648

Best Home & Auto Insurance Agencies in 47648

Walker- Matthew W - State Farm Insurance Agent

Address: 810 E Locust St Fort Branch, IN 47648
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 47648

Population Review for 47648 Zip Code

For the city of Fort Branch, the population within 47648 has increased to over 4,907 residents in population size. The current population total is 4,510. We have broken down the population based on race below. In 47648, there are over 2244 in male population and 2266 females.

PopulationValues
Total Population4,510
White Population4206
Black Population26
Hispanic Population81
Asian Population32
Hawaiian Population9
Indian Population12
Other Population37
Male Population2244
Female Population2266
Population Estimate4907

Household Data for 47648

The average number of homes in 47648 is around 1,826, there are an average of 2.47 per household. The average house value according to local real estate values is around $160,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,826
Persons Per Household2.47
Average House Value$160,000
Income Per Household$64257
Median Age38.1
Median Age Male37.2
Median Age Female38.7
47648 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityFort Branch
City Alias NameFORT BRANCH
CountyGibson
County FIPS051
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses94
Number Of Employees585
Business First Quarter Payroll5420
Business Annual Payroll25058
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential1987
Delivery Business79
Delivery Total2119
Preferred Last Line KeyX12222
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX12222
Land Area48.080000
Water Area0.107000
City Alias Code
City Mixed CaseFort Branch
City Alias Mixed CaseFort Branch
Box Count34
SFDU1682
MFDU46
State ANSI18
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number172882
Unique ZIP Name
SSA State County Code15250
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID17
County Mixed CaseGibson

Indiana Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]