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47670 Home Insurance Rates & Premiums

Did you know there are over 11,934 people living within the 47670 zip code area? There are over 4,914 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 47670.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Indiana are on the rise. The estimated average premium is around $798 a year for a standard homeowners insurance policy in Princeton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Princeton, IN Homeowners Insurance Quotes Online

47670 Home Insurance Average Premiums

Local 47670 homeowners insurance quotes comparison

$548 /yr.

Shows Zip Code: 47670 lowest rates with discounts applied on average.

For the 47670, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$548 /yr.
Average Coverage:$798 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1098 /yr.

What is the average home insurance cost for a home in 47670?

  • • The average homeowners insurance premium paid annually for a home in 47670 is around $798 per year.

What does it cost on average per month for home insurance in 47670?

  • • Homeowners in 47670 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 47670?

  • • Autoowners in 47670 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Princeton area, check out other zip codes nearby 47670.
Review average rates in another zip code:
47670 homeowners insurance rates

Home Replacement Cost Coverage in 47670

Average Building Cost Per Square Foot in 47670: $108

Location: Princeton, Indiana (Gibson County)

Average Square Footage in 47670: 1,064 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47670 before you start any project. Princeton homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47670 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47670 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,064 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Princeton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,064$114,900
Additional Upgrades & Added Features$1351,064$143,625
Major Home Updates or Advancements$1621,064$172,350

It's important to understand that when you estimate your replacement cost of your home in the 47670 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47670

Best Home & Auto Insurance Agencies in 47670

Haugh- Charles R

Address: 111 E Broadway St Princeton, IN 47670
Phone:
Website:
Info:

Iunghuhn- Harry M

Address: 405 N Main St Princeton, IN 47670
Phone:
Website:
Info:

Housing Demographics for 47670

Population Review for 47670 Zip Code

For the city of Princeton, the population within 47670 has increased to over 12,825 residents in population size. The current population total is 11,934. We have broken down the population based on race below. In 47670, there are over 5893 in male population and 6041 females.

PopulationValues
Total Population11,934
White Population10528
Black Population473
Hispanic Population322
Asian Population131
Hawaiian Population7
Indian Population21
Other Population180
Male Population5893
Female Population6041
Population Estimate12825

Household Data for 47670

The average number of homes in 47670 is around 4,914, there are an average of 2.38 per household. The average house value according to local real estate values is around $114,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,914
Persons Per Household2.38
Average House Value$114,900
Income Per Household$56429
Median Age40.5
Median Age Male38.9
Median Age Female42.5
47670 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityPrinceton
City Alias NamePRINCETON
CountyGibson
County FIPS051
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses346
Number Of Employees13772
Business First Quarter Payroll167687
Business Annual Payroll730888
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential5389
Delivery Business416
Delivery Total6009
Preferred Last Line KeyX13373
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX13373
Land Area82.016000
Water Area0.333000
City Alias Code
City Mixed CasePrinceton
City Alias Mixed CasePrinceton
Box Count124
SFDU4525
MFDU396
State ANSI18
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number177161
Unique ZIP Name
SSA State County Code15250
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID17
County Mixed CaseGibson

Indiana Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]