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47850 Home Insurance Rates & Premiums

Did you know there are over 2,389 people living within the 47850 zip code area? There are over 993 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 47850.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Indiana are on the rise. The estimated average premium is around $746 a year for a standard homeowners insurance policy in Farmersburg. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Farmersburg, IN Homeowners Insurance Quotes Online

47850 Home Insurance Average Premiums

Local 47850 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 47850 lowest rates with discounts applied on average.

For the 47850, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$496 /yr.
Average Coverage:$746 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1046 /yr.

What is the average home insurance cost for a home in 47850?

  • • The average homeowners insurance premium paid annually for a home in 47850 is around $746 per year.

What does it cost on average per month for home insurance in 47850?

  • • Homeowners in 47850 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 47850?

  • • Autoowners in 47850 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farmersburg area, check out other zip codes nearby 47850.
Review average rates in another zip code:
47850 homeowners insurance rates

Home Replacement Cost Coverage in 47850

Average Building Cost Per Square Foot in 47850: $108

Location: Farmersburg, Indiana (Sullivan County)

Average Square Footage in 47850: 829 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47850 before you start any project. Farmersburg homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47850 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47850 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 829 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farmersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108829$89,500
Additional Upgrades & Added Features$135829$111,875
Major Home Updates or Advancements$162829$134,250

It's important to understand that when you estimate your replacement cost of your home in the 47850 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47850

Best Home & Auto Insurance Agencies in 47850

Housing Demographics for 47850

Population Review for 47850 Zip Code

For the city of Farmersburg, the population within 47850 has increased to over 1,501 residents in population size. The current population total is 2,389. We have broken down the population based on race below. In 47850, there are over 1201 in male population and 1188 females.

PopulationValues
Total Population2,389
White Population2277
Black Population9
Hispanic Population30
Asian Population2
Hawaiian Population1
Indian Population4
Other Population11
Male Population1201
Female Population1188
Population Estimate1501

Household Data for 47850

The average number of homes in 47850 is around 993, there are an average of 2.41 per household. The average house value according to local real estate values is around $89,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode993
Persons Per Household2.41
Average House Value$89,500
Income Per Household$57417
Median Age43.8
Median Age Male45.0
Median Age Female43.0
47850 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityFarmersburg
City Alias NameFARMERSBURG
CountySullivan
County FIPS153
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA45460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTerre Haute, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees249
Business First Quarter Payroll2705
Business Annual Payroll11457
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population172425
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential623
Delivery Business16
Delivery Total1064
Preferred Last Line KeyX12186
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX12186
Land Area51.957000
Water Area0.200000
City Alias Code
City Mixed CaseFarmersburg
City Alias Mixed CaseFarmersburg
Box Count393
SFDU607
MFDU0
State ANSI18
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number172728
Unique ZIP Name
SSA State County Code15760
Medicare CBSA Code45460
Medicare CBSA NameTerre Haute, IN
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseSullivan

Indiana Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]