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If you live in the 47926 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Burnettsville have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IN licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 47926 and then compare quotes from a variety of nationwide insurance companies.

47926 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 47926 the average premium for homeowners coverage is $734 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 47926. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 47926 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Burnettsville, IN home insurance quotes in your area.

47926 Home Insurance Average Premiums

Local 47926 homeowners insurance quotes comparison

$484 /yr.

Shows Zip Code: 47926 lowest rates with discounts applied on average.

For the 47926, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$484 /yr.
Average Coverage:$734 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1034 /yr.

What is the average home insurance cost for a home in 47926?

  • • The average homeowners insurance premium paid annually for a home in 47926 is around $734 per year.

What does it cost on average per month for home insurance in 47926?

  • • Homeowners in 47926 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 47926?

  • • Autoowners in 47926 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burnettsville area, check out other zip codes nearby 47926.
Review average rates in another zip code:
47926 homeowners insurance rates

Home Replacement Cost Coverage in 47926

Average Building Cost Per Square Foot in 47926: $108

Location: Burnettsville, Indiana (White County)

Average Square Footage in 47926: 1,087 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47926 before you start any project. Burnettsville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47926 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47926 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,087 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burnettsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,087$117,400
Additional Upgrades & Added Features$1351,087$146,750
Major Home Updates or Advancements$1621,087$176,100

It's important to understand that when you estimate your replacement cost of your home in the 47926 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47926

Best Home & Auto Insurance Agencies in 47926

Housing Demographics for 47926

Population Review for 47926 Zip Code

For the city of Burnettsville, the population within 47926 has increased to over 880 residents in population size. The current population total is 1,132. We have broken down the population based on race below. In 47926, there are over 589 in male population and 543 females.

PopulationValues
Total Population1,132
White Population1067
Black Population3
Hispanic Population37
Asian Population1
Hawaiian Population2
Indian Population0
Other Population13
Male Population589
Female Population543
Population Estimate880

Household Data for 47926

The average number of homes in 47926 is around 410, there are an average of 2.76 per household. The average house value according to local real estate values is around $117,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode410
Persons Per Household2.76
Average House Value$117,400
Income Per Household$60769
Median Age41.1
Median Age Male40.8
Median Age Female41.6
47926 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code574
CityBurnettsville
City Alias NameBURNETTSVILLE
CountyWhite
County FIPS181
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA320
CBSA33900
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMonticello, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees53
Business First Quarter Payroll415
Business Annual Payroll2057
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential319
Delivery Business5
Delivery Total446
Preferred Last Line KeyX11739
Classification Code
Multi-CountyY
CSA NameLafayette-West Lafayette-Frankfort, IN
CBSA_DIV_Name
City State KeyX11739
Land Area37.260000
Water Area0.125000
City Alias Code
City Mixed CaseBurnettsville
City Alias Mixed CaseBurnettsville
Box Count106
SFDU319
MFDU0
State ANSI18
County ANSI181
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number171078
Unique ZIP Name
SSA State County Code15900
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseWhite

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]