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47943 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 47943 zip code it's important to know that our rates are very competitive for homeowners living in Fair Oaks, IN. Many homeowners based out of your 47943 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 47943 should appear in the zip code field ready to go. For Fair Oaks, IN Homeowners Insurance Quotes nearby, we offer the best rates and service.

47943: Average Home Insurance Rates

For homeowners living in the great city of Fair Oaks, the average homeowners policy is considered medium in comparison to other states. Indiana premiums are estimated to be around $699 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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47943 Home Insurance Average Premiums

Local 47943 homeowners insurance quotes comparison

$449 /yr.

Shows Zip Code: 47943 lowest rates with discounts applied on average.

For the 47943, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$449 /yr.
Average Coverage:$699 /yr.
2600 sq. ft. or higher
(all discounts applied)		$999 /yr.

What is the average home insurance cost for a home in 47943?

  • • The average homeowners insurance premium paid annually for a home in 47943 is around $699 per year.

What does it cost on average per month for home insurance in 47943?

  • • Homeowners in 47943 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 47943?

  • • Autoowners in 47943 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fair Oaks area, check out other zip codes nearby 47943.
Review average rates in another zip code:
47943 homeowners insurance rates

Home Replacement Cost Coverage in 47943

Average Building Cost Per Square Foot in 47943: $108

Location: Fair Oaks, Indiana (Jasper County)

Average Square Footage in 47943: 2,331 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47943 before you start any project. Fair Oaks homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47943 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47943 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,331 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fair Oaks area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,331$251,800
Additional Upgrades & Added Features$1352,331$314,750
Major Home Updates or Advancements$1622,331$377,700

It's important to understand that when you estimate your replacement cost of your home in the 47943 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47943

Best Home & Auto Insurance Agencies in 47943

Housing Demographics for 47943

Population Review for 47943 Zip Code

For the city of Fair Oaks, the population within 47943 has increased to over 817 residents in population size. The current population total is 914. We have broken down the population based on race below. In 47943, there are over 493 in male population and 421 females.

PopulationValues
Total Population914
White Population655
Black Population2
Hispanic Population281
Asian Population1
Hawaiian Population0
Indian Population1
Other Population163
Male Population493
Female Population421
Population Estimate817

Household Data for 47943

The average number of homes in 47943 is around 316, there are an average of 2.89 per household. The average house value according to local real estate values is around $251,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode316
Persons Per Household2.89
Average House Value$251,800
Income Per Household$53816
Median Age38.2
Median Age Male36.0
Median Age Female39.8
47943 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code219
CityFair Oaks
City Alias NameFAIR OAKS
CountyJasper
County FIPS073
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA176
CBSA16980
CBSA_DIV29414
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees292
Business First Quarter Payroll2638
Business Annual Payroll13116
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population708070
Congressional District04
Congressional LandArea6352.55
Delivery Residential283
Delivery Business21
Delivery Total375
Preferred Last Line KeyX12169
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County-Porter County-Jasper County, IN
City State KeyX12169
Land Area66.326000
Water Area0.057000
City Alias Code
City Mixed CaseFair Oaks
City Alias Mixed CaseFair Oaks
Box Count71
SFDU283
MFDU0
State ANSI18
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number172706
Unique ZIP Name
SSA State County Code15360
Medicare CBSA Code23844
Medicare CBSA NameGary, IN
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseJasper

Indiana Homeowners Insurance News & Information

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