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Home Insurance in 47944

Our rates are very competitive for homeowners living in the 47944 zip code. Many homeowners based out of Fowler, IN have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IN licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 47944 should appear in the zip code field ready to go.

47944 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Fowler area? The average homeowners premium in 47944 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 47944, you can expect to pay around $784 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 47944 Today!

Get Home Insurance Quotes in 47944

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Indiana. Start your 47944 home insurance shopping today!

  1. Fowler, IN Home Insurance Quotes

47944 Home Insurance Average Premiums

Local 47944 homeowners insurance quotes comparison

$534 /yr.

Shows Zip Code: 47944 lowest rates with discounts applied on average.

For the 47944, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$534 /yr.
Average Coverage:$784 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1084 /yr.

What is the average home insurance cost for a home in 47944?

  • • The average homeowners insurance premium paid annually for a home in 47944 is around $784 per year.

What does it cost on average per month for home insurance in 47944?

  • • Homeowners in 47944 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47944?

  • • Autoowners in 47944 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fowler area, check out other zip codes nearby 47944.
Review average rates in another zip code:
47944 homeowners insurance rates

Home Replacement Cost Coverage in 47944

Average Building Cost Per Square Foot in 47944: $108

Location: Fowler, Indiana (Benton County)

Average Square Footage in 47944: 950 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47944 before you start any project. Fowler homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47944 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47944 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 950 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fowler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108950$102,600
Additional Upgrades & Added Features$135950$128,250
Major Home Updates or Advancements$162950$153,900

It's important to understand that when you estimate your replacement cost of your home in the 47944 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47944

Best Home & Auto Insurance Agencies in 47944

Pilotte- Katrina L

Address: 202 E 5th St Fowler, IN 47944
Phone:
Website:
Info:

Housing Demographics for 47944

Population Review for 47944 Zip Code

For the city of Fowler, the population within 47944 has increased to over 3,633 residents in population size. The current population total is 3,561. We have broken down the population based on race below. In 47944, there are over 1794 in male population and 1767 females.

PopulationValues
Total Population3,561
White Population3339
Black Population21
Hispanic Population121
Asian Population7
Hawaiian Population5
Indian Population8
Other Population60
Male Population1794
Female Population1767
Population Estimate3633

Household Data for 47944

The average number of homes in 47944 is around 1,426, there are an average of 2.45 per household. The average house value according to local real estate values is around $102,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,426
Persons Per Household2.45
Average House Value$102,600
Income Per Household$50708
Median Age42.0
Median Age Male40.3
Median Age Female43.6
47944 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityFowler
City Alias NameFOWLER
CountyBenton
County FIPS007
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA320
CBSA29200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette-West Lafayette, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses87
Number Of Employees622
Business First Quarter Payroll5046
Business Annual Payroll23259
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential1483
Delivery Business108
Delivery Total1680
Preferred Last Line KeyX12234
Classification Code
Multi-CountyY
CSA NameLafayette-West Lafayette-Frankfort, IN
CBSA_DIV_Name
City State KeyX12234
Land Area188.907000
Water Area0.058000
City Alias Code
City Mixed CaseFowler
City Alias Mixed CaseFowler
Box Count37
SFDU1455
MFDU9
State ANSI18
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172948
Unique ZIP Name
SSA State County Code15030
Medicare CBSA Code29200
Medicare CBSA NameLafayette-West Lafayette, IN
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseBenton

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