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47957 Homeowners Insurance Quotes & Rates

Medaryville residents living within the 697 homes available in the zip code of 47957 are shopping online to compare cheaper and more affordable Medaryville, IN home insurance rates. In the great city of Medaryville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Indiana is around $741 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 47957 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 47957 home insurance rates today! Please give us a call now at 1-855-976-2656. For Medaryville, IN Homeowners Insurance Quotes, Click to easily get started!

47957 Home Insurance Average Premiums

Local 47957 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 47957 lowest rates with discounts applied on average.

For the 47957, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$491 /yr.
Average Coverage:$741 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1041 /yr.

What is the average home insurance cost for a home in 47957?

  • • The average homeowners insurance premium paid annually for a home in 47957 is around $741 per year.

What does it cost on average per month for home insurance in 47957?

  • • Homeowners in 47957 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 47957?

  • • Autoowners in 47957 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Medaryville area, check out other zip codes nearby 47957.
Review average rates in another zip code:
47957 homeowners insurance rates

Home Replacement Cost Coverage in 47957

Average Building Cost Per Square Foot in 47957: $108

Location: Medaryville, Indiana (Pulaski County)

Average Square Footage in 47957: 823 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47957 before you start any project. Medaryville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47957 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47957 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 823 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medaryville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108823$88,900
Additional Upgrades & Added Features$135823$111,125
Major Home Updates or Advancements$162823$133,350

It's important to understand that when you estimate your replacement cost of your home in the 47957 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47957

Best Home & Auto Insurance Agencies in 47957

Housing Demographics for 47957

Population Review for 47957 Zip Code

For the city of Medaryville, the population within 47957 has increased to over 1,295 residents in population size. The current population total is 1,759. We have broken down the population based on race below. In 47957, there are over 939 in male population and 820 females.

PopulationValues
Total Population1,759
White Population1617
Black Population6
Hispanic Population88
Asian Population4
Hawaiian Population0
Indian Population6
Other Population38
Male Population939
Female Population820
Population Estimate1295

Household Data for 47957

The average number of homes in 47957 is around 697, there are an average of 2.52 per household. The average house value according to local real estate values is around $88,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode697
Persons Per Household2.52
Average House Value$88,900
Income Per Household$50505
Median Age42.1
Median Age Male41.8
Median Age Female42.6
47957 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code219
CityMedaryville
City Alias NameMEDARYVILLE
CountyPulaski
County FIPS131
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees144
Business First Quarter Payroll760
Business Annual Payroll3352
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|04
Congressional LandArea3958.58|6352.55
Delivery Residential514
Delivery Business8
Delivery Total767
Preferred Last Line KeyX12899
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX12899
Land Area60.194000
Water Area0.000000
City Alias Code
City Mixed CaseMedaryville
City Alias Mixed CaseMedaryville
Box Count193
SFDU514
MFDU0
State ANSI18
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number175280
Unique ZIP Name
SSA State County Code15650
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CasePulaski

Indiana Homeowners Insurance News & Information

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