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47969 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 47969 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Newtown, IN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 47969.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 47969 and start shopping.

Quickly and Easily Compare Average Rates for 47969

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Newtown, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 47969

Homeowners in Newtown are paying roughly $775 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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47969 Home Insurance Average Premiums

Local 47969 homeowners insurance quotes comparison

$525 /yr.

Shows Zip Code: 47969 lowest rates with discounts applied on average.

For the 47969, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$525 /yr.
Average Coverage:$775 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1075 /yr.

What is the average home insurance cost for a home in 47969?

  • • The average homeowners insurance premium paid annually for a home in 47969 is around $775 per year.

What does it cost on average per month for home insurance in 47969?

  • • Homeowners in 47969 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47969?

  • • Autoowners in 47969 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newtown area, check out other zip codes nearby 47969.
Review average rates in another zip code:
47969 homeowners insurance rates

Home Replacement Cost Coverage in 47969

Average Building Cost Per Square Foot in 47969: $108

Location: Newtown, Indiana (Fountain County)

Average Square Footage in 47969: 689 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47969 before you start any project. Newtown homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47969 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47969 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 689 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newtown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108689$74,400
Additional Upgrades & Added Features$135689$93,000
Major Home Updates or Advancements$162689$111,600

It's important to understand that when you estimate your replacement cost of your home in the 47969 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47969

Best Home & Auto Insurance Agencies in 47969

Housing Demographics for 47969

Population Review for 47969 Zip Code

For the city of Newtown, the population within 47969 has increased to over 0 residents in population size. The current population total is 217. We have broken down the population based on race below. In 47969, there are over 108 in male population and 109 females.

PopulationValues
Total Population217
White Population187
Black Population1
Hispanic Population2
Asian Population2
Hawaiian Population0
Indian Population0
Other Population0
Male Population108
Female Population109
Population Estimate0

Household Data for 47969

The average number of homes in 47969 is around 84, there are an average of 2.58 per household. The average house value according to local real estate values is around $74,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode84
Persons Per Household2.58
Average House Value$74,400
Income Per Household$48750
Median Age35.1
Median Age Male35.8
Median Age Female31.5
47969 DetailsValues
StateIN
State Full NameIndiana
City TypeZ
City Alias Abbreviation
Area Code765
CityNewtown
City Alias NameNEWTOWN
CountyFountain
County FIPS045
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential0
Delivery Business0
Delivery Total107
Preferred Last Line KeyX13105
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX13105
Land Area0.401000
Water Area0.000000
City Alias Code
City Mixed CaseNewtown
City Alias Mixed CaseNewtown
Box Count99
SFDU0
MFDU0
State ANSI18
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number176248
Unique ZIP Name
SSA State County Code15220
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseFountain

Indiana Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]