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Home Insurance Quotes in 47993

Are you shopping for a cheaper homeowners insurance rate in 47993? Our rates are very competitive for homeowners living in Williamsport, IN. Many homeowners located in the 47993 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 47993. To get free 47993 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 47993 zip code should appear in the zip code field ready to go. Shopping Williamsport, IN Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 47993 to review the best rate coverages.

Your 47993 Home Insurance Costs Is Rated: Medium!

For the great city of Williamsport, the average home insurance premium paid annually is around $768 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Indiana specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Williamsport and need insurance on your home in the 47993 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 47993 Homeowners Insurance Rates Now!

47993 Home Insurance Average Premiums

Local 47993 homeowners insurance quotes comparison

$518 /yr.

Shows Zip Code: 47993 lowest rates with discounts applied on average.

For the 47993, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$518 /yr.
Average Coverage:$768 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1068 /yr.

What is the average home insurance cost for a home in 47993?

  • • The average homeowners insurance premium paid annually for a home in 47993 is around $768 per year.

What does it cost on average per month for home insurance in 47993?

  • • Homeowners in 47993 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 47993?

  • • Autoowners in 47993 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Williamsport area, check out other zip codes nearby 47993.
Review average rates in another zip code:
47993 homeowners insurance rates

Home Replacement Cost Coverage in 47993

Average Building Cost Per Square Foot in 47993: $108

Location: Williamsport, Indiana (Warren County)

Average Square Footage in 47993: 931 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47993 before you start any project. Williamsport homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47993 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47993 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 931 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Williamsport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108931$100,600
Additional Upgrades & Added Features$135931$125,750
Major Home Updates or Advancements$162931$150,900

It's important to understand that when you estimate your replacement cost of your home in the 47993 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47993

Best Home & Auto Insurance Agencies in 47993

New York Life Insurance CO

Address: 32 N Monroe St Williamsport, IN 47993
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Housing Demographics for 47993

Population Review for 47993 Zip Code

For the city of Williamsport, the population within 47993 has increased to over 4,036 residents in population size. The current population total is 3,983. We have broken down the population based on race below. In 47993, there are over 1988 in male population and 1995 females.

PopulationValues
Total Population3,983
White Population3788
Black Population6
Hispanic Population77
Asian Population14
Hawaiian Population1
Indian Population2
Other Population40
Male Population1988
Female Population1995
Population Estimate4036

Household Data for 47993

The average number of homes in 47993 is around 1,535, there are an average of 2.54 per household. The average house value according to local real estate values is around $100,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,535
Persons Per Household2.54
Average House Value$100,600
Income Per Household$58542
Median Age43.2
Median Age Male42.0
Median Age Female44.4
47993 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityWilliamsport
City Alias NameWILLIAMSPORT
CountyWarren
County FIPS171
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA320
CBSA29200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette-West Lafayette, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees728
Business First Quarter Payroll6891
Business Annual Payroll31154
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential1589
Delivery Business91
Delivery Total1745
Preferred Last Line KeyX14077
Classification Code
Multi-County
CSA NameLafayette-West Lafayette-Frankfort, IN
CBSA_DIV_Name
City State KeyX14077
Land Area144.815000
Water Area0.598000
City Alias Code
City Mixed CaseWilliamsport
City Alias Mixed CaseWilliamsport
Box Count37
SFDU1532
MFDU0
State ANSI18
County ANSI171
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number179526
Unique ZIP Name
SSA State County Code15850
Medicare CBSA Code29200
Medicare CBSA NameLafayette-West Lafayette, IN
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWarren

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]