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47997 Home Insurance Quotes & Rates

Currently, the 47 homes within the 47997 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Indiana is around $768 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Yeoman, IN, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 47997.

Indiana is now ranking #35 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Yeoman home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Indiana has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 47997 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Yeoman, Indiana home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Yeoman, IN Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

47997 Home Insurance Average Premiums

Local 47997 homeowners insurance quotes comparison

$518 /yr.

Shows Zip Code: 47997 lowest rates with discounts applied on average.

For the 47997, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$518 /yr.
Average Coverage:$768 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1068 /yr.

What is the average home insurance cost for a home in 47997?

  • • The average homeowners insurance premium paid annually for a home in 47997 is around $768 per year.

What does it cost on average per month for home insurance in 47997?

  • • Homeowners in 47997 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 47997?

  • • Autoowners in 47997 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yeoman area, check out other zip codes nearby 47997.
Review average rates in another zip code:
47997 homeowners insurance rates

Home Replacement Cost Coverage in 47997

Average Building Cost Per Square Foot in 47997: $108

Location: Yeoman, Indiana (Carroll County)

Average Square Footage in 47997: 1,024 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47997 before you start any project. Yeoman homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47997 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47997 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,024 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yeoman area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,024$110,600
Additional Upgrades & Added Features$1351,024$138,250
Major Home Updates or Advancements$1621,024$165,900

It's important to understand that when you estimate your replacement cost of your home in the 47997 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47997

Best Home & Auto Insurance Agencies in 47997

Housing Demographics for 47997

Population Review for 47997 Zip Code

For the city of Yeoman, the population within 47997 has increased to over 121 residents in population size. The current population total is 116. We have broken down the population based on race below. In 47997, there are over 51 in male population and 65 females.

PopulationValues
Total Population116
White Population113
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population51
Female Population65
Population Estimate121

Household Data for 47997

The average number of homes in 47997 is around 47, there are an average of 2.47 per household. The average house value according to local real estate values is around $110,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode47
Persons Per Household2.47
Average House Value$110,600
Income Per Household$62000
Median Age30.5
Median Age Male40.5
Median Age Female28.5
47997 DetailsValues
StateIN
State Full NameIndiana
City TypeN
City Alias Abbreviation
Area Code765/574
CityYeoman
City Alias NameYEOMAN
CountyCarroll
County FIPS015
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA320
CBSA29200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette-West Lafayette, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential49
Delivery Business3
Delivery Total99
Preferred Last Line Key014681
Classification Code
Multi-County
CSA NameLafayette-West Lafayette-Frankfort, IN
CBSA_DIV_Name
City State Key014681
Land Area0.127000
Water Area0.000000
City Alias Code
City Mixed CaseYeoman
City Alias Mixed CaseYeoman
Box Count47
SFDU0
MFDU0
State ANSI18
County ANSI015
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number175709
Unique ZIP Name
SSA State County Code15070
Medicare CBSA Code29200
Medicare CBSA NameLafayette-West Lafayette, IN
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCarroll

Indiana Homeowners Insurance News & Information

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    Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]