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Home Insurance Rates in 50008

For homeowners shopping online in 50008, our insurance rates are very competitive for homeowners living in Allerton, IA. Many homeowners based out of the great city of Allerton have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 50008, simply click the "Get Multiple Quotes Now" button. Your 50008 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Allerton, IA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

50008 Home Insurance Rating is: Medium!

If you live in 50008, you can easily save up to 40% off the average home insurance premium of $745 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Allerton can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 50008 today!

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50008 Home Insurance Average Premiums

Local 50008 homeowners insurance quotes comparison

$495 /yr.

Shows Zip Code: 50008 lowest rates with discounts applied on average.

For the 50008, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$495 /yr.
Average Coverage:$745 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1045 /yr.

What is the average home insurance cost for a home in 50008?

  • • The average homeowners insurance premium paid annually for a home in 50008 is around $745 per year.

What does it cost on average per month for home insurance in 50008?

  • • Homeowners in 50008 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 50008?

  • • Autoowners in 50008 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Allerton area, check out other zip codes nearby 50008.
Review average rates in another zip code:
50008 homeowners insurance rates

Home Replacement Cost Coverage in 50008

Average Building Cost Per Square Foot in 50008: $130

Location: Allerton, Iowa (Wayne County)

Average Square Footage in 50008: 552 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50008 before you start any project. Allerton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50008 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50008 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 552 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Allerton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130552$71,700
Additional Upgrades & Added Features$163552$89,625
Major Home Updates or Advancements$195552$107,550

It's important to understand that when you estimate your replacement cost of your home in the 50008 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50008

Best Home & Auto Insurance Agencies in 50008

Housing Demographics for 50008

Population Review for 50008 Zip Code

For the city of Allerton, the population within 50008 has increased to over 469 residents in population size. The current population total is 809. We have broken down the population based on race below. In 50008, there are over 390 in male population and 419 females.

PopulationValues
Total Population809
White Population781
Black Population0
Hispanic Population9
Asian Population8
Hawaiian Population0
Indian Population1
Other Population0
Male Population390
Female Population419
Population Estimate469

Household Data for 50008

The average number of homes in 50008 is around 327, there are an average of 2.47 per household. The average house value according to local real estate values is around $71,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode327
Persons Per Household2.47
Average House Value$71,700
Income Per Household$62656
Median Age42.7
Median Age Male41.8
Median Age Female44.4
50008 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityAllerton
City Alias NameALLERTON
CountyWayne
County FIPS185
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees87
Business First Quarter Payroll1077
Business Annual Payroll3958
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential190
Delivery Business3
Delivery Total379
Preferred Last Line KeyW10024
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10024
Land Area87.127000
Water Area0.314000
City Alias Code
City Mixed CaseAllerton
City Alias Mixed CaseAllerton
Box Count162
SFDU190
MFDU0
State ANSI19
County ANSI185
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number180180
Unique ZIP Name
SSA State County Code16920
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseWayne

Iowa Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]