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50025 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 50025? There are over 1,329 occupied homes in the 50025 area. With a population size of 3,027, it's not uncommon for residence of Audubon, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $744 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 50025 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Audubon, IA Home Insurance Rate Quotes

50025 Home Insurance Average Premiums

Local 50025 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 50025 lowest rates with discounts applied on average.

For the 50025, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1044 /yr.

What is the average home insurance cost for a home in 50025?

  • • The average homeowners insurance premium paid annually for a home in 50025 is around $744 per year.

What does it cost on average per month for home insurance in 50025?

  • • Homeowners in 50025 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 50025?

  • • Autoowners in 50025 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Audubon area, check out other zip codes nearby 50025.
Review average rates in another zip code:
50025 homeowners insurance rates

Home Replacement Cost Coverage in 50025

Average Building Cost Per Square Foot in 50025: $130

Location: Audubon, Iowa (Audubon County)

Average Square Footage in 50025: 662 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50025 before you start any project. Audubon homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50025 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50025 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 662 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Audubon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130662$86,000
Additional Upgrades & Added Features$163662$107,500
Major Home Updates or Advancements$195662$129,000

It's important to understand that when you estimate your replacement cost of your home in the 50025 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50025

Best Home & Auto Insurance Agencies in 50025

Housing Demographics for 50025

Population Review for 50025 Zip Code

For the city of Audubon, the population within 50025 has increased to over 3,053 residents in population size. The current population total is 3,027. We have broken down the population based on race below. In 50025, there are over 1480 in male population and 1547 females.

PopulationValues
Total Population3,027
White Population2881
Black Population13
Hispanic Population72
Asian Population3
Hawaiian Population1
Indian Population1
Other Population28
Male Population1480
Female Population1547
Population Estimate3053

Household Data for 50025

The average number of homes in 50025 is around 1,329, there are an average of 2.24 per household. The average house value according to local real estate values is around $86,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,329
Persons Per Household2.24
Average House Value$86,000
Income Per Household$60110
Median Age46.8
Median Age Male43.4
Median Age Female48.3
50025 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityAudubon
City Alias NameAUDUBON
CountyAudubon
County FIPS009
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses120
Number Of Employees970
Business First Quarter Payroll8743
Business Annual Payroll39800
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|04
Congressional LandArea8789.62|22756.75
Delivery Residential1363
Delivery Business119
Delivery Total12946
Preferred Last Line KeyW10071
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10071
Land Area196.420000
Water Area0.000000
City Alias Code
City Mixed CaseAudubon
City Alias Mixed CaseAudubon
Box Count40
SFDU1320
MFDU14
State ANSI19
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number180531
Unique ZIP Name
SSA State County Code16040
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseAudubon

Iowa Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]