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Compare 50026 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Bagley just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 223 neighbors looking to save on their home insurance policy in the local 50026 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 50026. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Bagley, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Bagley, IA

50026 Home Insurance Average Premiums

Local 50026 homeowners insurance quotes comparison

$486 /yr.

Shows Zip Code: 50026 lowest rates with discounts applied on average.

For the 50026, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$486 /yr.
Average Coverage:$736 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1036 /yr.

What is the average home insurance cost for a home in 50026?

  • • The average homeowners insurance premium paid annually for a home in 50026 is around $736 per year.

What does it cost on average per month for home insurance in 50026?

  • • Homeowners in 50026 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50026?

  • • Autoowners in 50026 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bagley area, check out other zip codes nearby 50026.
Review average rates in another zip code:
50026 homeowners insurance rates

Home Replacement Cost Coverage in 50026

Average Building Cost Per Square Foot in 50026: $130

Location: Bagley, Iowa (Guthrie County)

Average Square Footage in 50026: 654 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50026 before you start any project. Bagley homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50026 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50026 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 654 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bagley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130654$85,000
Additional Upgrades & Added Features$163654$106,250
Major Home Updates or Advancements$195654$127,500

It's important to understand that when you estimate your replacement cost of your home in the 50026 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50026

Best Home & Auto Insurance Agencies in 50026

Housing Demographics for 50026

Population Review for 50026 Zip Code

For the city of Bagley, the population within 50026 has increased to over 354 residents in population size. The current population total is 526. We have broken down the population based on race below. In 50026, there are over 274 in male population and 252 females.

PopulationValues
Total Population526
White Population495
Black Population3
Hispanic Population21
Asian Population0
Hawaiian Population0
Indian Population2
Other Population8
Male Population274
Female Population252
Population Estimate354

Household Data for 50026

The average number of homes in 50026 is around 223, there are an average of 2.36 per household. The average house value according to local real estate values is around $85,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode223
Persons Per Household2.36
Average House Value$85,000
Income Per Household$47054
Median Age45.8
Median Age Male45.7
Median Age Female46.5
50026 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityBagley
City Alias NameBAGLEY
CountyGuthrie
County FIPS077
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees11
Business First Quarter Payroll79
Business Annual Payroll295
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential150
Delivery Business3
Delivery Total278
Preferred Last Line KeyW10083
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10083
Land Area55.903000
Water Area0.000000
City Alias Code
City Mixed CaseBagley
City Alias Mixed CaseBagley
Box Count85
SFDU150
MFDU0
State ANSI19
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number180603
Unique ZIP Name
SSA State County Code16380
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseGuthrie

Iowa Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]