Get multiple home insurance quotes in 50036. Our licensed 50036, IA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 50036

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 50036, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Boone, IA from a list of top tier nationwide insurers.

Our Iowa licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 50036 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 50036

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Boone, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

50036 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Boone we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 50036, homeowners are seeing rates around 751 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 50036!

50036 Home Insurance Average Premiums

Local 50036 homeowners insurance quotes comparison

$501 /yr.

Shows Zip Code: 50036 lowest rates with discounts applied on average.

For the 50036, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$501 /yr.
Average Coverage:$751 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1051 /yr.

What is the average home insurance cost for a home in 50036?

  • • The average homeowners insurance premium paid annually for a home in 50036 is around $751 per year.

What does it cost on average per month for home insurance in 50036?

  • • Homeowners in 50036 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 50036?

  • • Autoowners in 50036 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boone area, check out other zip codes nearby 50036.
Review average rates in another zip code:
50036 homeowners insurance rates

Home Replacement Cost Coverage in 50036

Average Building Cost Per Square Foot in 50036: $130

Location: Boone, Iowa (Boone County)

Average Square Footage in 50036: 1,002 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50036 before you start any project. Boone homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50036 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50036 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,002 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boone area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,002$130,200
Additional Upgrades & Added Features$1631,002$162,750
Major Home Updates or Advancements$1951,002$195,300

It's important to understand that when you estimate your replacement cost of your home in the 50036 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50036

Best Home & Auto Insurance Agencies in 50036

Wigert- Douglas D - State Farm Insurance Agent

Address: 816 Story St Boone, IA 50036
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Riley- Eric L

Address: 1332 S Marshall St Boone, IA 50036
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 50036

Population Review for 50036 Zip Code

For the city of Boone, the population within 50036 has increased to over 16,657 residents in population size. The current population total is 16,203. We have broken down the population based on race below. In 50036, there are over 7972 in male population and 8231 females.

PopulationValues
Total Population16,203
White Population15123
Black Population175
Hispanic Population401
Asian Population74
Hawaiian Population2
Indian Population41
Other Population123
Male Population7972
Female Population8231
Population Estimate16657

Household Data for 50036

The average number of homes in 50036 is around 6,909, there are an average of 2.31 per household. The average house value according to local real estate values is around $130,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,909
Persons Per Household2.31
Average House Value$130,200
Income Per Household$67269
Median Age42.3
Median Age Male40.9
Median Age Female43.9
50036 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityBoone
City Alias NameBOONE
CountyBoone
County FIPS015
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA11180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAmes, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses348
Number Of Employees4537
Business First Quarter Payroll45182
Business Annual Payroll194570
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population89542
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential7211
Delivery Business380
Delivery Total9662
Preferred Last Line KeyW10148
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10148
Land Area191.681000
Water Area1.632000
City Alias Code
City Mixed CaseBoone
City Alias Mixed CaseBoone
Box Count114
SFDU6170
MFDU589
State ANSI19
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number180981
Unique ZIP Name
SSA State County Code16070
Medicare CBSA Code11180
Medicare CBSA NameAmes, IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBoone

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]