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50048 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 50048 zip code it's important to know that our rates are very competitive for homeowners living in Casey, IA. Many homeowners based out of your 50048 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50048 should appear in the zip code field ready to go. For Casey, IA Homeowners Insurance Quotes nearby, we offer the best rates and service.

50048: Average Home Insurance Rates

For homeowners living in the great city of Casey, the average homeowners policy is considered medium in comparison to other states. Iowa premiums are estimated to be around $771 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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50048 Home Insurance Average Premiums

Local 50048 homeowners insurance quotes comparison

$521 /yr.

Shows Zip Code: 50048 lowest rates with discounts applied on average.

For the 50048, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$521 /yr.
Average Coverage:$771 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1071 /yr.

What is the average home insurance cost for a home in 50048?

  • • The average homeowners insurance premium paid annually for a home in 50048 is around $771 per year.

What does it cost on average per month for home insurance in 50048?

  • • Homeowners in 50048 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 50048?

  • • Autoowners in 50048 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Casey area, check out other zip codes nearby 50048.
Review average rates in another zip code:
50048 homeowners insurance rates

Home Replacement Cost Coverage in 50048

Average Building Cost Per Square Foot in 50048: $130

Location: Casey, Iowa (Guthrie County)

Average Square Footage in 50048: 685 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50048 before you start any project. Casey homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50048 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50048 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 685 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Casey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130685$89,100
Additional Upgrades & Added Features$163685$111,375
Major Home Updates or Advancements$195685$133,650

It's important to understand that when you estimate your replacement cost of your home in the 50048 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50048

Best Home & Auto Insurance Agencies in 50048

Housing Demographics for 50048

Population Review for 50048 Zip Code

For the city of Casey, the population within 50048 has increased to over 681 residents in population size. The current population total is 821. We have broken down the population based on race below. In 50048, there are over 404 in male population and 417 females.

PopulationValues
Total Population821
White Population771
Black Population1
Hispanic Population21
Asian Population3
Hawaiian Population6
Indian Population4
Other Population2
Male Population404
Female Population417
Population Estimate681

Household Data for 50048

The average number of homes in 50048 is around 361, there are an average of 2.27 per household. The average house value according to local real estate values is around $89,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode361
Persons Per Household2.27
Average House Value$89,100
Income Per Household$53516
Median Age46.4
Median Age Male46.5
Median Age Female46.4
50048 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityCasey
City Alias NameCASEY
CountyGuthrie
County FIPS077
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees128
Business First Quarter Payroll916
Business Annual Payroll5503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential300
Delivery Business6
Delivery Total762
Preferred Last Line KeyW10230
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10230
Land Area85.924000
Water Area0.107000
City Alias Code
City Mixed CaseCasey
City Alias Mixed CaseCasey
Box Count56
SFDU300
MFDU0
State ANSI19
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number181449
Unique ZIP Name
SSA State County Code16380
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseGuthrie

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]