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50062 Home Insurance Rates & Premiums

Did you know there are over 778 people living within the 50062 zip code area? There are over 294 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 50062.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Iowa are on the rise. The estimated average premium is around $752 a year for a standard homeowners insurance policy in Melcher Dallas. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Melcher Dallas, IA Homeowners Insurance Quotes Online

50062 Home Insurance Average Premiums

Local 50062 homeowners insurance quotes comparison

$502 /yr.

Shows Zip Code: 50062 lowest rates with discounts applied on average.

For the 50062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$502 /yr.
Average Coverage:$752 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1052 /yr.

What is the average home insurance cost for a home in 50062?

  • • The average homeowners insurance premium paid annually for a home in 50062 is around $752 per year.

What does it cost on average per month for home insurance in 50062?

  • • Homeowners in 50062 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 50062?

  • • Autoowners in 50062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Melcher Dallas area, check out other zip codes nearby 50062.
Review average rates in another zip code:
50163 homeowners insurance rates
50062 homeowners insurance rates

Home Replacement Cost Coverage in 50062

Average Building Cost Per Square Foot in 50062: $130

Location: Melcher Dallas, Iowa (Marion County)

Average Square Footage in 50062: 716 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50062 before you start any project. Melcher Dallas homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 716 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Melcher Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130716$93,100
Additional Upgrades & Added Features$163716$116,375
Major Home Updates or Advancements$195716$139,650

It's important to understand that when you estimate your replacement cost of your home in the 50062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50062

Best Home & Auto Insurance Agencies in 50062

Housing Demographics for 50062

Population Review for 50062 Zip Code

For the city of Melcher Dallas, the population within 50062 has increased to over 681 residents in population size. The current population total is 778. We have broken down the population based on race below. In 50062, there are over 391 in male population and 387 females.

PopulationValues
Total Population778
White Population743
Black Population6
Hispanic Population14
Asian Population0
Hawaiian Population0
Indian Population2
Other Population1
Male Population391
Female Population387
Population Estimate681

Household Data for 50062

The average number of homes in 50062 is around 294, there are an average of 2.65 per household. The average house value according to local real estate values is around $93,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode294
Persons Per Household2.65
Average House Value$93,100
Income Per Household$46250
Median Age40.8
Median Age Male39.6
Median Age Female41.7
50062 DetailsValues
StateIA
State Full NameIowa
City TypeN
City Alias AbbreviationMELCHER DAL
Area Code641
CityMelcher Dallas
City Alias NameMELCHER DALLAS
CountyMarion
County FIPS125
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA37800
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePella, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees14
Business First Quarter Payroll77
Business Annual Payroll365
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population33309
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential257
Delivery Business3
Delivery Total314
Preferred Last Line KeyW1C193
Classification Code
Multi-County
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW1C193
Land Area30.583000
Water Area0.009000
City Alias Code
City Mixed CaseMelcher Dallas
City Alias Mixed CaseMelcher Dallas
Box Count0
SFDU208
MFDU0
State ANSI19
County ANSI125
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185859
Unique ZIP Name
SSA State County Code16620
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMarion

Iowa Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]