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50063 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 50063? There are over 1,101 occupied homes in the 50063 area. With a population size of 2,900, it's not uncommon for residence of Dallas Center, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $780 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 50063 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Dallas Center, IA Home Insurance Rate Quotes

50063 Home Insurance Average Premiums

Local 50063 homeowners insurance quotes comparison

$530 /yr.

Shows Zip Code: 50063 lowest rates with discounts applied on average.

For the 50063, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$530 /yr.
Average Coverage:$780 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1080 /yr.

What is the average home insurance cost for a home in 50063?

  • • The average homeowners insurance premium paid annually for a home in 50063 is around $780 per year.

What does it cost on average per month for home insurance in 50063?

  • • Homeowners in 50063 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 50063?

  • • Autoowners in 50063 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas Center area, check out other zip codes nearby 50063.
Review average rates in another zip code:
50063 homeowners insurance rates

Home Replacement Cost Coverage in 50063

Average Building Cost Per Square Foot in 50063: $130

Location: Dallas Center, Iowa (Dallas County)

Average Square Footage in 50063: 1,732 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50063 before you start any project. Dallas Center homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50063 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50063 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,732 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,732$225,200
Additional Upgrades & Added Features$1631,732$281,500
Major Home Updates or Advancements$1951,732$337,800

It's important to understand that when you estimate your replacement cost of your home in the 50063 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50063

Best Home & Auto Insurance Agencies in 50063

Housing Demographics for 50063

Population Review for 50063 Zip Code

For the city of Dallas Center, the population within 50063 has increased to over 2,623 residents in population size. The current population total is 2,900. We have broken down the population based on race below. In 50063, there are over 1443 in male population and 1457 females.

PopulationValues
Total Population2,900
White Population2765
Black Population15
Hispanic Population53
Asian Population12
Hawaiian Population0
Indian Population3
Other Population13
Male Population1443
Female Population1457
Population Estimate2623

Household Data for 50063

The average number of homes in 50063 is around 1,101, there are an average of 2.57 per household. The average house value according to local real estate values is around $225,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,101
Persons Per Household2.57
Average House Value$225,200
Income Per Household$91094
Median Age41.0
Median Age Male39.1
Median Age Female43.4
50063 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityDallas Center
City Alias NameDALLAS CENTER
CountyDallas
County FIPS049
State FIPS19
Time Zone6
Day Light SavingY
MSA2120
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_NameDes Moines, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses73
Number Of Employees386
Business First Quarter Payroll3151
Business Annual Payroll15950
Business Employment Flag
Growth Rank7
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3309
Growth Increase Percentage5.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential1021
Delivery Business24
Delivery Total1312
Preferred Last Line KeyW10368
Classification Code
Multi-County
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10368
Land Area66.205000
Water Area0.093000
City Alias Code
City Mixed CaseDallas Center
City Alias Mixed CaseDallas Center
Box Count173
SFDU773
MFDU23
State ANSI19
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number182196
Unique ZIP Name
SSA State County Code16240
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseDallas

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]