Get multiple home insurance quotes in 50120. Our licensed 50120, IA agents are ready to serve you.

Compare 50120 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Haverhill just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 120 neighbors looking to save on their home insurance policy in the local 50120 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 50120. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Haverhill, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Haverhill, IA

50120 Home Insurance Average Premiums

Local 50120 homeowners insurance quotes comparison

$488 /yr.

Shows Zip Code: 50120 lowest rates with discounts applied on average.

For the 50120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$488 /yr.
Average Coverage:$738 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1038 /yr.

What is the average home insurance cost for a home in 50120?

  • • The average homeowners insurance premium paid annually for a home in 50120 is around $738 per year.

What does it cost on average per month for home insurance in 50120?

  • • Homeowners in 50120 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 50120?

  • • Autoowners in 50120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Haverhill area, check out other zip codes nearby 50120.
Review average rates in another zip code:
50120 homeowners insurance rates

Home Replacement Cost Coverage in 50120

Average Building Cost Per Square Foot in 50120: $130

Location: Haverhill, Iowa (Marshall County)

Average Square Footage in 50120: 1,094 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50120 before you start any project. Haverhill homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,094 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Haverhill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,094$142,200
Additional Upgrades & Added Features$1631,094$177,750
Major Home Updates or Advancements$1951,094$213,300

It's important to understand that when you estimate your replacement cost of your home in the 50120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50120

Best Home & Auto Insurance Agencies in 50120

Housing Demographics for 50120

Population Review for 50120 Zip Code

For the city of Haverhill, the population within 50120 has increased to over 208 residents in population size. The current population total is 338. We have broken down the population based on race below. In 50120, there are over 166 in male population and 172 females.

PopulationValues
Total Population338
White Population323
Black Population1
Hispanic Population8
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population166
Female Population172
Population Estimate208

Household Data for 50120

The average number of homes in 50120 is around 120, there are an average of 2.82 per household. The average house value according to local real estate values is around $142,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode120
Persons Per Household2.82
Average House Value$142,200
Income Per Household$103750
Median Age38.9
Median Age Male37.5
Median Age Female39.2
50120 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityHaverhill
City Alias NameHAVERHILL
CountyMarshall
County FIPS127
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarshalltown, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees14
Business First Quarter Payroll224
Business Annual Payroll967
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40648
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential74
Delivery Business0
Delivery Total143
Preferred Last Line KeyW10674
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10674
Land Area16.980000
Water Area0.000000
City Alias Code
City Mixed CaseHaverhill
City Alias Mixed CaseHaverhill
Box Count64
SFDU74
MFDU0
State ANSI19
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number184014
Unique ZIP Name
SSA State County Code16630
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMarshall

Iowa Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]