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50153 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 50153? There are over 296 occupied homes in the 50153 area. With a population size of 734, it's not uncommon for residence of Lynnville, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $727 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 50153 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Lynnville, IA Home Insurance Rate Quotes

50153 Home Insurance Average Premiums

Local 50153 homeowners insurance quotes comparison

$477 /yr.

Shows Zip Code: 50153 lowest rates with discounts applied on average.

For the 50153, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$477 /yr.
Average Coverage:$727 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1027 /yr.

What is the average home insurance cost for a home in 50153?

  • • The average homeowners insurance premium paid annually for a home in 50153 is around $727 per year.

What does it cost on average per month for home insurance in 50153?

  • • Homeowners in 50153 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50153?

  • • Autoowners in 50153 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lynnville area, check out other zip codes nearby 50153.
Review average rates in another zip code:
50153 homeowners insurance rates

Home Replacement Cost Coverage in 50153

Average Building Cost Per Square Foot in 50153: $130

Location: Lynnville, Iowa (Jasper County)

Average Square Footage in 50153: 1,078 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50153 before you start any project. Lynnville homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50153 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50153 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,078 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lynnville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,078$140,100
Additional Upgrades & Added Features$1631,078$175,125
Major Home Updates or Advancements$1951,078$210,150

It's important to understand that when you estimate your replacement cost of your home in the 50153 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50153

Best Home & Auto Insurance Agencies in 50153

Housing Demographics for 50153

Population Review for 50153 Zip Code

For the city of Lynnville, the population within 50153 has increased to over 558 residents in population size. The current population total is 734. We have broken down the population based on race below. In 50153, there are over 405 in male population and 329 females.

PopulationValues
Total Population734
White Population712
Black Population0
Hispanic Population13
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population405
Female Population329
Population Estimate558

Household Data for 50153

The average number of homes in 50153 is around 296, there are an average of 2.48 per household. The average house value according to local real estate values is around $140,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode296
Persons Per Household2.48
Average House Value$140,100
Income Per Household$65000
Median Age47.3
Median Age Male44.5
Median Age Female49.6
50153 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityLynnville
City Alias NameLYNNVILLE
CountyJasper
County FIPS099
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees183
Business First Quarter Payroll1778
Business Annual Payroll7750
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District01|02
Congressional LandArea12048.84|12261.92
Delivery Residential225
Delivery Business9
Delivery Total347
Preferred Last Line KeyW10920
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10920
Land Area33.385000
Water Area0.011000
City Alias Code
City Mixed CaseLynnville
City Alias Mixed CaseLynnville
Box Count81
SFDU225
MFDU0
State ANSI19
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185436
Unique ZIP Name
SSA State County Code16490
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseJasper

Iowa Homeowners Insurance News & Information

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  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]