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50155 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 50155 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Macksburg, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 50155 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Macksburg homeowners insurance rates, coverage options or home insurance types, please select Macksburg, IA Home Insurance Rates Online!

50155 Home Insurance Average Premiums

Local 50155 homeowners insurance quotes comparison

$506 /yr.

Shows Zip Code: 50155 lowest rates with discounts applied on average.

For the 50155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$506 /yr.
Average Coverage:$756 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1056 /yr.

What is the average home insurance cost for a home in 50155?

  • • The average homeowners insurance premium paid annually for a home in 50155 is around $756 per year.

What does it cost on average per month for home insurance in 50155?

  • • Homeowners in 50155 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 50155?

  • • Autoowners in 50155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Macksburg area, check out other zip codes nearby 50155.
Review average rates in another zip code:
50155 homeowners insurance rates

Home Replacement Cost Coverage in 50155

Average Building Cost Per Square Foot in 50155: $130

Location: Macksburg, Iowa (Madison County)

Average Square Footage in 50155: 672 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50155 before you start any project. Macksburg homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 672 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Macksburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130672$87,400
Additional Upgrades & Added Features$163672$109,250
Major Home Updates or Advancements$195672$131,100

It's important to understand that when you estimate your replacement cost of your home in the 50155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50155

Best Home & Auto Insurance Agencies in 50155

Housing Demographics for 50155

Population Review for 50155 Zip Code

For the city of Macksburg, the population within 50155 has increased to over 174 residents in population size. The current population total is 213. We have broken down the population based on race below. In 50155, there are over 98 in male population and 115 females.

PopulationValues
Total Population213
White Population206
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population98
Female Population115
Population Estimate174

Household Data for 50155

The average number of homes in 50155 is around 94, there are an average of 2.27 per household. The average house value according to local real estate values is around $87,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode94
Persons Per Household2.27
Average House Value$87,400
Income Per Household$48125
Median Age47.1
Median Age Male49.0
Median Age Female44.9
50155 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityMacksburg
City Alias NameMACKSBURG
CountyMadison
County FIPS121
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees5
Business First Quarter Payroll53
Business Annual Payroll269
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential77
Delivery Business3
Delivery Total111
Preferred Last Line KeyW10927
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10927
Land Area30.693000
Water Area0.014000
City Alias Code
City Mixed CaseMacksburg
City Alias Mixed CaseMacksburg
Box Count26
SFDU71
MFDU0
State ANSI19
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185517
Unique ZIP Name
SSA State County Code16600
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMadison

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