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Home Insurance in 50160

One of the best ways to save money on your homeowners insurance policy in the 50160 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Martensdale, IA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Iowa licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 50160 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 50160

Find Martensdale, IA Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 50160

According to industry data, homeowners located in Martensdale pay roughly $714 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 50160 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Iowa home insurance premiums found that premiums in 50160 are 37 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 50160 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 50160.

Let us find you a great policy at an affordable price, get 50160 homeowners insurance quotes now.

50160 Home Insurance Average Premiums

Local 50160 homeowners insurance quotes comparison

$464 /yr.

Shows Zip Code: 50160 lowest rates with discounts applied on average.

For the 50160, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$464 /yr.
Average Coverage:$714 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1014 /yr.

What is the average home insurance cost for a home in 50160?

  • • The average homeowners insurance premium paid annually for a home in 50160 is around $714 per year.

What does it cost on average per month for home insurance in 50160?

  • • Homeowners in 50160 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 50160?

  • • Autoowners in 50160 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Martensdale area, check out other zip codes nearby 50160.
Review average rates in another zip code:
50160 homeowners insurance rates

Home Replacement Cost Coverage in 50160

Average Building Cost Per Square Foot in 50160: $130

Location: Martensdale, Iowa (Warren County)

Average Square Footage in 50160: 1,058 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50160 before you start any project. Martensdale homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50160 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50160 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,058 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Martensdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,058$137,500
Additional Upgrades & Added Features$1631,058$171,875
Major Home Updates or Advancements$1951,058$206,250

It's important to understand that when you estimate your replacement cost of your home in the 50160 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50160

Best Home & Auto Insurance Agencies in 50160

Housing Demographics for 50160

Population Review for 50160 Zip Code

For the city of Martensdale, the population within 50160 has increased to over 0 residents in population size. The current population total is 421. We have broken down the population based on race below. In 50160, there are over 220 in male population and 201 females.

PopulationValues
Total Population421
White Population396
Black Population1
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population220
Female Population201
Population Estimate0

Household Data for 50160

The average number of homes in 50160 is around 179, there are an average of 2.35 per household. The average house value according to local real estate values is around $137,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode179
Persons Per Household2.35
Average House Value$137,500
Income Per Household$43947
Median Age38.8
Median Age Male36.3
Median Age Female39.9
50160 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityMartensdale
City Alias NameMARTENSDALE
CountyWarren
County FIPS181
State FIPS19
Time Zone6
Day Light SavingY
MSA2120
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_NameDes Moines, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees37
Business First Quarter Payroll286
Business Annual Payroll1199
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential0
Delivery Business0
Delivery Total949
Preferred Last Line KeyW10960
Classification Code
Multi-County
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10960
Land Area0.368000
Water Area0.000000
City Alias Code
City Mixed CaseMartensdale
City Alias Mixed CaseMartensdale
Box Count194
SFDU0
MFDU0
State ANSI19
County ANSI181
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185742
Unique ZIP Name
SSA State County Code16900
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseWarren

Iowa Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]