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Searching for Homeowners Insurance in 50166

If you are a homeowners that lives in 50166 you may be searching for more affordable homeowners insurance in Milo. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Milo, IA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Iowa licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 50166 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Milo, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 50166 Home Insurance Costs: medium!

In Milo, homeowners are paying roughly $727 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 50166 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Milo are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 50166 policy right now!

50166 Home Insurance Average Premiums

Local 50166 homeowners insurance quotes comparison

$477 /yr.

Shows Zip Code: 50166 lowest rates with discounts applied on average.

For the 50166, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$477 /yr.
Average Coverage:$727 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1027 /yr.

What is the average home insurance cost for a home in 50166?

  • • The average homeowners insurance premium paid annually for a home in 50166 is around $727 per year.

What does it cost on average per month for home insurance in 50166?

  • • Homeowners in 50166 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50166?

  • • Autoowners in 50166 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milo area, check out other zip codes nearby 50166.
Review average rates in another zip code:
50166 homeowners insurance rates

Home Replacement Cost Coverage in 50166

Average Building Cost Per Square Foot in 50166: $130

Location: Milo, Iowa (Warren County)

Average Square Footage in 50166: 1,385 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50166 before you start any project. Milo homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50166 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50166 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,385 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,385$180,100
Additional Upgrades & Added Features$1631,385$225,125
Major Home Updates or Advancements$1951,385$270,150

It's important to understand that when you estimate your replacement cost of your home in the 50166 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50166

Best Home & Auto Insurance Agencies in 50166

Housing Demographics for 50166

Population Review for 50166 Zip Code

For the city of Milo, the population within 50166 has increased to over 1,475 residents in population size. The current population total is 1,511. We have broken down the population based on race below. In 50166, there are over 774 in male population and 737 females.

PopulationValues
Total Population1,511
White Population1408
Black Population12
Hispanic Population33
Asian Population7
Hawaiian Population0
Indian Population4
Other Population11
Male Population774
Female Population737
Population Estimate1475

Household Data for 50166

The average number of homes in 50166 is around 586, there are an average of 2.58 per household. The average house value according to local real estate values is around $180,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode586
Persons Per Household2.58
Average House Value$180,100
Income Per Household$77292
Median Age40.6
Median Age Male41.5
Median Age Female39.1
50166 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityMilo
City Alias NameMILO
CountyWarren
County FIPS181
State FIPS19
Time Zone6
Day Light SavingY
MSA2120
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_NameDes Moines, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees120
Business First Quarter Payroll675
Business Annual Payroll3012
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential572
Delivery Business5
Delivery Total659
Preferred Last Line KeyW11021
Classification Code
Multi-County
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11021
Land Area59.654000
Water Area0.103000
City Alias Code
City Mixed CaseMilo
City Alias Mixed CaseMilo
Box Count56
SFDU572
MFDU0
State ANSI19
County ANSI181
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185994
Unique ZIP Name
SSA State County Code16900
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseWarren

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]