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50217 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 50217? There are over 214 occupied homes in the 50217 area. With a population size of 547, it's not uncommon for residence of Paton, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $733 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 50217 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Paton, IA Home Insurance Rate Quotes

50217 Home Insurance Average Premiums

Local 50217 homeowners insurance quotes comparison

$483 /yr.

Shows Zip Code: 50217 lowest rates with discounts applied on average.

For the 50217, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$483 /yr.
Average Coverage:$733 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1033 /yr.

What is the average home insurance cost for a home in 50217?

  • • The average homeowners insurance premium paid annually for a home in 50217 is around $733 per year.

What does it cost on average per month for home insurance in 50217?

  • • Homeowners in 50217 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50217?

  • • Autoowners in 50217 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paton area, check out other zip codes nearby 50217.
Review average rates in another zip code:
50217 homeowners insurance rates

Home Replacement Cost Coverage in 50217

Average Building Cost Per Square Foot in 50217: $130

Location: Paton, Iowa (Greene County)

Average Square Footage in 50217: 888 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50217 before you start any project. Paton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50217 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50217 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 888 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130888$115,500
Additional Upgrades & Added Features$163888$144,375
Major Home Updates or Advancements$195888$173,250

It's important to understand that when you estimate your replacement cost of your home in the 50217 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50217

Best Home & Auto Insurance Agencies in 50217

Housing Demographics for 50217

Population Review for 50217 Zip Code

For the city of Paton, the population within 50217 has increased to over 286 residents in population size. The current population total is 547. We have broken down the population based on race below. In 50217, there are over 277 in male population and 270 females.

PopulationValues
Total Population547
White Population527
Black Population0
Hispanic Population11
Asian Population1
Hawaiian Population0
Indian Population1
Other Population5
Male Population277
Female Population270
Population Estimate286

Household Data for 50217

The average number of homes in 50217 is around 214, there are an average of 2.56 per household. The average house value according to local real estate values is around $115,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode214
Persons Per Household2.56
Average House Value$115,500
Income Per Household$65417
Median Age40.3
Median Age Male40.5
Median Age Female40.2
50217 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityPaton
City Alias NamePATON
CountyGreene
County FIPS073
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees283
Business First Quarter Payroll2863
Business Annual Payroll12847
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|04
Congressional LandArea8789.62|22756.75
Delivery Residential112
Delivery Business0
Delivery Total313
Preferred Last Line KeyW11212
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11212
Land Area72.116000
Water Area0.005000
City Alias Code
City Mixed CasePaton
City Alias Mixed CasePaton
Box Count108
SFDU112
MFDU0
State ANSI19
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187074
Unique ZIP Name
SSA State County Code16360
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGreene

Iowa Homeowners Insurance News & Information

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    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]