Get multiple home insurance quotes in 50219. Our licensed 50219, IA agents are ready to serve you.

50219 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 50219 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pella, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 50219 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Pella homeowners insurance rates, coverage options or home insurance types, please select Pella, IA Home Insurance Rates Online!

50219 Home Insurance Average Premiums

Local 50219 homeowners insurance quotes comparison

$534 /yr.

Shows Zip Code: 50219 lowest rates with discounts applied on average.

For the 50219, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$534 /yr.
Average Coverage:$784 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1084 /yr.

What is the average home insurance cost for a home in 50219?

  • • The average homeowners insurance premium paid annually for a home in 50219 is around $784 per year.

What does it cost on average per month for home insurance in 50219?

  • • Homeowners in 50219 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 50219?

  • • Autoowners in 50219 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pella area, check out other zip codes nearby 50219.
Review average rates in another zip code:
50219 homeowners insurance rates

Home Replacement Cost Coverage in 50219

Average Building Cost Per Square Foot in 50219: $130

Location: Pella, Iowa (Marion County)

Average Square Footage in 50219: 1,742 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50219 before you start any project. Pella homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50219 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50219 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,742 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pella area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,742$226,400
Additional Upgrades & Added Features$1631,742$283,000
Major Home Updates or Advancements$1951,742$339,600

It's important to understand that when you estimate your replacement cost of your home in the 50219 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50219

Best Home & Auto Insurance Agencies in 50219

Cook & Son Agency Inc

Address: 729 Franklin St Pella, IA 50219
Phone:
Website: http://www.cookandsonagency.com
Info:

Van Wyk, Kevin - State Farm Insurance Agent

Address: 606 Oskaloosa St Pella, IA 50219
Phone:
Website:
Info:

Van Wyk- Kevin L

Address: 703 Main St Pella, IA 50219
Phone:
Website:
Info:

State Farm Insurance

Address: 800 Elm St Pella, IA 50219
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kraft, Dustin - State Farm Insurance Agent

Address: 604 Liberty St, #131 Pella, IA 50219
Phone:
Website: http://www.national.citysearch.com/profile/3255013/pella_ia/kraft_dustin_state_farm_insurance_agent.html
Info:

Housing Demographics for 50219

Population Review for 50219 Zip Code

For the city of Pella, the population within 50219 has increased to over 14,475 residents in population size. The current population total is 14,390. We have broken down the population based on race below. In 50219, there are over 7111 in male population and 7279 females.

PopulationValues
Total Population14,390
White Population13318
Black Population129
Hispanic Population317
Asian Population300
Hawaiian Population18
Indian Population20
Other Population117
Male Population7111
Female Population7279
Population Estimate14475

Household Data for 50219

The average number of homes in 50219 is around 5,291, there are an average of 2.50 per household. The average house value according to local real estate values is around $226,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,291
Persons Per Household2.50
Average House Value$226,400
Income Per Household$83101
Median Age38.3
Median Age Male36.5
Median Age Female40.1
50219 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityPella
City Alias NamePELLA
CountyMarion
County FIPS125
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA37800
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePella, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses517
Number Of Employees12998
Business First Quarter Payroll182788
Business Annual Payroll806389
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population33309
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential5790
Delivery Business383
Delivery Total6509
Preferred Last Line KeyW11216
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11216
Land Area115.367000
Water Area4.866000
City Alias Code
City Mixed CasePella
City Alias Mixed CasePella
Box Count107
SFDU4485
MFDU616
State ANSI19
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number187110
Unique ZIP Name
SSA State County Code16620
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMarion

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]