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50226 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 50226 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Polk City, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 50226.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 50226 and start shopping.

Quickly and Easily Compare Average Rates for 50226

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Polk City, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 50226

Homeowners in Polk City are paying roughly $754 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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50226 Home Insurance Average Premiums

Local 50226 homeowners insurance quotes comparison

$504 /yr.

Shows Zip Code: 50226 lowest rates with discounts applied on average.

For the 50226, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$504 /yr.
Average Coverage:$754 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1054 /yr.

What is the average home insurance cost for a home in 50226?

  • • The average homeowners insurance premium paid annually for a home in 50226 is around $754 per year.

What does it cost on average per month for home insurance in 50226?

  • • Homeowners in 50226 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 50226?

  • • Autoowners in 50226 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Polk City area, check out other zip codes nearby 50226.
Review average rates in another zip code:
50226 homeowners insurance rates

Home Replacement Cost Coverage in 50226

Average Building Cost Per Square Foot in 50226: $130

Location: Polk City, Iowa (Polk County)

Average Square Footage in 50226: 2,512 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50226 before you start any project. Polk City homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50226 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50226 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,512 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Polk City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1302,512$326,600
Additional Upgrades & Added Features$1632,512$408,250
Major Home Updates or Advancements$1952,512$489,900

It's important to understand that when you estimate your replacement cost of your home in the 50226 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50226

Best Home & Auto Insurance Agencies in 50226

Housing Demographics for 50226

Population Review for 50226 Zip Code

For the city of Polk City, the population within 50226 has increased to over 7,783 residents in population size. The current population total is 6,879. We have broken down the population based on race below. In 50226, there are over 3445 in male population and 3434 females.

PopulationValues
Total Population6,879
White Population6457
Black Population42
Hispanic Population126
Asian Population47
Hawaiian Population7
Indian Population11
Other Population27
Male Population3445
Female Population3434
Population Estimate7783

Household Data for 50226

The average number of homes in 50226 is around 2,356, there are an average of 2.90 per household. The average house value according to local real estate values is around $326,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,356
Persons Per Household2.90
Average House Value$326,600
Income Per Household$131415
Median Age36.4
Median Age Male36.8
Median Age Female36.2
50226 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityPolk City
City Alias NamePOLK CITY
CountyPolk
County FIPS153
State FIPS19
Time Zone6
Day Light SavingY
MSA2120
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_NameDes Moines, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses137
Number Of Employees595
Business First Quarter Payroll4730
Business Annual Payroll26446
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03|04
Congressional LandArea8789.62|22756.75
Delivery Residential2684
Delivery Business36
Delivery Total3054
Preferred Last Line KeyW11253
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11253
Land Area36.353000
Water Area4.322000
City Alias Code
City Mixed CasePolk City
City Alias Mixed CasePolk City
Box Count112
SFDU1291
MFDU25
State ANSI19
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number187317
Unique ZIP Name
SSA State County Code16760
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CasePolk

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