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50236 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 50236 zip code it's important to know that our rates are very competitive for homeowners living in Roland, IA. Many homeowners based out of your 50236 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50236 should appear in the zip code field ready to go. For Roland, IA Homeowners Insurance Quotes nearby, we offer the best rates and service.

50236: Average Home Insurance Rates

For homeowners living in the great city of Roland, the average homeowners policy is considered medium in comparison to other states. Iowa premiums are estimated to be around $732 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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50236 Home Insurance Average Premiums

Local 50236 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 50236 lowest rates with discounts applied on average.

For the 50236, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1032 /yr.

What is the average home insurance cost for a home in 50236?

  • • The average homeowners insurance premium paid annually for a home in 50236 is around $732 per year.

What does it cost on average per month for home insurance in 50236?

  • • Homeowners in 50236 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50236?

  • • Autoowners in 50236 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roland area, check out other zip codes nearby 50236.
Review average rates in another zip code:
50236 homeowners insurance rates

Home Replacement Cost Coverage in 50236

Average Building Cost Per Square Foot in 50236: $130

Location: Roland, Iowa (Story County)

Average Square Footage in 50236: 1,220 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50236 before you start any project. Roland homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50236 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50236 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,220 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,220$158,600
Additional Upgrades & Added Features$1631,220$198,250
Major Home Updates or Advancements$1951,220$237,900

It's important to understand that when you estimate your replacement cost of your home in the 50236 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50236

Best Home & Auto Insurance Agencies in 50236

Housing Demographics for 50236

Population Review for 50236 Zip Code

For the city of Roland, the population within 50236 has increased to over 1,071 residents in population size. The current population total is 1,634. We have broken down the population based on race below. In 50236, there are over 796 in male population and 838 females.

PopulationValues
Total Population1,634
White Population1529
Black Population5
Hispanic Population44
Asian Population8
Hawaiian Population1
Indian Population4
Other Population23
Male Population796
Female Population838
Population Estimate1071

Household Data for 50236

The average number of homes in 50236 is around 619, there are an average of 2.64 per household. The average house value according to local real estate values is around $158,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode619
Persons Per Household2.64
Average House Value$158,600
Income Per Household$74034
Median Age38.3
Median Age Male39.0
Median Age Female37.0
50236 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityRoland
City Alias NameROLAND
CountyStory
County FIPS169
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA11180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAmes, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees197
Business First Quarter Payroll1680
Business Annual Payroll8442
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population89542
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential406
Delivery Business3
Delivery Total684
Preferred Last Line KeyW11336
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11336
Land Area33.991000
Water Area0.006000
City Alias Code
City Mixed CaseRoland
City Alias Mixed CaseRoland
Box Count243
SFDU342
MFDU20
State ANSI19
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187830
Unique ZIP Name
SSA State County Code16840
Medicare CBSA Code11180
Medicare CBSA NameAmes, IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseStory

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