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50250 Home Insurance Rates & Premiums

Did you know there are over 2,415 people living within the 50250 zip code area? There are over 1,005 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 50250.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Iowa are on the rise. The estimated average premium is around $770 a year for a standard homeowners insurance policy in Stuart. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Stuart, IA Homeowners Insurance Quotes Online

50250 Home Insurance Average Premiums

Local 50250 homeowners insurance quotes comparison

$520 /yr.

Shows Zip Code: 50250 lowest rates with discounts applied on average.

For the 50250, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$520 /yr.
Average Coverage:$770 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1070 /yr.

What is the average home insurance cost for a home in 50250?

  • • The average homeowners insurance premium paid annually for a home in 50250 is around $770 per year.

What does it cost on average per month for home insurance in 50250?

  • • Homeowners in 50250 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 50250?

  • • Autoowners in 50250 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stuart area, check out other zip codes nearby 50250.
Review average rates in another zip code:
50250 homeowners insurance rates

Home Replacement Cost Coverage in 50250

Average Building Cost Per Square Foot in 50250: $130

Location: Stuart, Iowa (Guthrie County)

Average Square Footage in 50250: 1,141 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50250 before you start any project. Stuart homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50250 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50250 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,141 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stuart area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,141$148,300
Additional Upgrades & Added Features$1631,141$185,375
Major Home Updates or Advancements$1951,141$222,450

It's important to understand that when you estimate your replacement cost of your home in the 50250 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50250

Best Home & Auto Insurance Agencies in 50250

Housing Demographics for 50250

Population Review for 50250 Zip Code

For the city of Stuart, the population within 50250 has increased to over 2,173 residents in population size. The current population total is 2,415. We have broken down the population based on race below. In 50250, there are over 1191 in male population and 1224 females.

PopulationValues
Total Population2,415
White Population2277
Black Population20
Hispanic Population78
Asian Population8
Hawaiian Population3
Indian Population5
Other Population11
Male Population1191
Female Population1224
Population Estimate2173

Household Data for 50250

The average number of homes in 50250 is around 1,005, there are an average of 2.33 per household. The average house value according to local real estate values is around $148,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,005
Persons Per Household2.33
Average House Value$148,300
Income Per Household$58077
Median Age41.0
Median Age Male37.4
Median Age Female43.7
50250 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityStuart
City Alias NameSTUART
CountyGuthrie
County FIPS077
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees735
Business First Quarter Payroll4793
Business Annual Payroll21946
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential933
Delivery Business31
Delivery Total1199
Preferred Last Line KeyW11563
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11563
Land Area108.575000
Water Area0.062000
City Alias Code
City Mixed CaseStuart
City Alias Mixed CaseStuart
Box Count167
SFDU724
MFDU63
State ANSI19
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number188649
Unique ZIP Name
SSA State County Code16380
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseGuthrie

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