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50251 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 50251? There are over 512 occupied homes in the 50251 area. With a population size of 1,339, it's not uncommon for residence of Sully, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $725 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 50251 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Sully, IA Home Insurance Rate Quotes

50251 Home Insurance Average Premiums

Local 50251 homeowners insurance quotes comparison

$475 /yr.

Shows Zip Code: 50251 lowest rates with discounts applied on average.

For the 50251, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$475 /yr.
Average Coverage:$725 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1025 /yr.

What is the average home insurance cost for a home in 50251?

  • • The average homeowners insurance premium paid annually for a home in 50251 is around $725 per year.

What does it cost on average per month for home insurance in 50251?

  • • Homeowners in 50251 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 50251?

  • • Autoowners in 50251 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sully area, check out other zip codes nearby 50251.
Review average rates in another zip code:
50251 homeowners insurance rates

Home Replacement Cost Coverage in 50251

Average Building Cost Per Square Foot in 50251: $130

Location: Sully, Iowa (Jasper County)

Average Square Footage in 50251: 1,074 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50251 before you start any project. Sully homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50251 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50251 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,074 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sully area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,074$139,600
Additional Upgrades & Added Features$1631,074$174,500
Major Home Updates or Advancements$1951,074$209,400

It's important to understand that when you estimate your replacement cost of your home in the 50251 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50251

Best Home & Auto Insurance Agencies in 50251

Housing Demographics for 50251

Population Review for 50251 Zip Code

For the city of Sully, the population within 50251 has increased to over 1,066 residents in population size. The current population total is 1,339. We have broken down the population based on race below. In 50251, there are over 655 in male population and 684 females.

PopulationValues
Total Population1,339
White Population1296
Black Population0
Hispanic Population12
Asian Population4
Hawaiian Population0
Indian Population6
Other Population2
Male Population655
Female Population684
Population Estimate1066

Household Data for 50251

The average number of homes in 50251 is around 512, there are an average of 2.62 per household. The average house value according to local real estate values is around $139,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode512
Persons Per Household2.62
Average House Value$139,600
Income Per Household$83036
Median Age38.8
Median Age Male37.8
Median Age Female39.9
50251 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CitySully
City Alias NameSULLY
CountyJasper
County FIPS099
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees662
Business First Quarter Payroll7029
Business Annual Payroll35052
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential407
Delivery Business12
Delivery Total760
Preferred Last Line KeyW11565
Classification Code
Multi-County
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11565
Land Area43.676000
Water Area0.033000
City Alias Code
City Mixed CaseSully
City Alias Mixed CaseSully
Box Count135
SFDU398
MFDU0
State ANSI19
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number188658
Unique ZIP Name
SSA State County Code16490
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseJasper

Iowa Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]