Get multiple home insurance quotes in 50252. Our licensed 50252, IA agents are ready to serve you.

Compare 50252 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Swan just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 144 neighbors looking to save on their home insurance policy in the local 50252 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 50252. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Swan, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Swan, IA

50252 Home Insurance Average Premiums

Local 50252 homeowners insurance quotes comparison

$561 /yr.

Shows Zip Code: 50252 lowest rates with discounts applied on average.

For the 50252, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$561 /yr.
Average Coverage:$811 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1111 /yr.

What is the average home insurance cost for a home in 50252?

  • • The average homeowners insurance premium paid annually for a home in 50252 is around $811 per year.

What does it cost on average per month for home insurance in 50252?

  • • Homeowners in 50252 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 50252?

  • • Autoowners in 50252 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Swan area, check out other zip codes nearby 50252.
Review average rates in another zip code:
50252 homeowners insurance rates

Home Replacement Cost Coverage in 50252

Average Building Cost Per Square Foot in 50252: $130

Location: Swan, Iowa (Marion County)

Average Square Footage in 50252: 2,164 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50252 before you start any project. Swan homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50252 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50252 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,164 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Swan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1302,164$281,300
Additional Upgrades & Added Features$1632,164$351,625
Major Home Updates or Advancements$1952,164$421,950

It's important to understand that when you estimate your replacement cost of your home in the 50252 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50252

Best Home & Auto Insurance Agencies in 50252

Housing Demographics for 50252

Population Review for 50252 Zip Code

For the city of Swan, the population within 50252 has increased to over 357 residents in population size. The current population total is 324. We have broken down the population based on race below. In 50252, there are over 177 in male population and 147 females.

PopulationValues
Total Population324
White Population296
Black Population2
Hispanic Population11
Asian Population0
Hawaiian Population0
Indian Population0
Other Population6
Male Population177
Female Population147
Population Estimate357

Household Data for 50252

The average number of homes in 50252 is around 144, there are an average of 2.25 per household. The average house value according to local real estate values is around $281,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode144
Persons Per Household2.25
Average House Value$281,300
Income Per Household$126250
Median Age46.0
Median Age Male41.5
Median Age Female51.1
50252 DetailsValues
StateIA
State Full NameIowa
City TypeN
City Alias Abbreviation
Area Code515
CitySwan
City Alias NameSWAN
CountyMarion
County FIPS125
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA218
CBSA37800
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePella, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees34
Business First Quarter Payroll340
Business Annual Payroll1764
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population33309
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential159
Delivery Business3
Delivery Total171
Preferred Last Line Key013199
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State Key013199
Land Area14.345000
Water Area0.323000
City Alias Code
City Mixed CaseSwan
City Alias Mixed CaseSwan
Box Count0
SFDU159
MFDU0
State ANSI19
County ANSI125
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number183942
Unique ZIP Name
SSA State County Code16620
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMarion

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]