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50261 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 50261 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Van Meter, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 50261.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 50261 and start shopping.

Quickly and Easily Compare Average Rates for 50261

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Van Meter, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 50261

Homeowners in Van Meter are paying roughly $687 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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50261 Home Insurance Average Premiums

Local 50261 homeowners insurance quotes comparison

$437 /yr.

Shows Zip Code: 50261 lowest rates with discounts applied on average.

For the 50261, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$437 /yr.
Average Coverage:$687 /yr.
2600 sq. ft. or higher
(all discounts applied)
$987 /yr.

What is the average home insurance cost for a home in 50261?

  • • The average homeowners insurance premium paid annually for a home in 50261 is around $687 per year.

What does it cost on average per month for home insurance in 50261?

  • • Homeowners in 50261 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 50261?

  • • Autoowners in 50261 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Van Meter area, check out other zip codes nearby 50261.
Review average rates in another zip code:
50261 homeowners insurance rates

Home Replacement Cost Coverage in 50261

Average Building Cost Per Square Foot in 50261: $130

Location: Van Meter, Iowa (Dallas County)

Average Square Footage in 50261: 1,833 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50261 before you start any project. Van Meter homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50261 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50261 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,833 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Van Meter area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,833$238,300
Additional Upgrades & Added Features$1631,833$297,875
Major Home Updates or Advancements$1951,833$357,450

It's important to understand that when you estimate your replacement cost of your home in the 50261 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50261

Best Home & Auto Insurance Agencies in 50261

Gordon, Brian - Shelter Insurance

Address: 411 Grant St Van Meter, IA 50261
Phone:
Website: http://www.shelterinsurance.com/CA/agent/BRIANGORDON
Info:

Housing Demographics for 50261

Population Review for 50261 Zip Code

For the city of Van Meter, the population within 50261 has increased to over 3,009 residents in population size. The current population total is 3,019. We have broken down the population based on race below. In 50261, there are over 1524 in male population and 1495 females.

PopulationValues
Total Population3,019
White Population2799
Black Population17
Hispanic Population64
Asian Population23
Hawaiian Population4
Indian Population12
Other Population35
Male Population1524
Female Population1495
Population Estimate3009

Household Data for 50261

The average number of homes in 50261 is around 1,006, there are an average of 3.00 per household. The average house value according to local real estate values is around $238,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,006
Persons Per Household3.00
Average House Value$238,300
Income Per Household$128194
Median Age36.6
Median Age Male36.0
Median Age Female37.3
50261 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityVan Meter
City Alias NameVAN METER
CountyDallas
County FIPS049
State FIPS19
Time Zone6
Day Light SavingY
MSA2120
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_NameDes Moines, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees256
Business First Quarter Payroll2046
Business Annual Payroll10336
Business Employment Flag
Growth Rank7
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3309
Growth Increase Percentage5.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential1003
Delivery Business9
Delivery Total1203
Preferred Last Line KeyW11651
Classification Code
Multi-CountyY
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11651
Land Area64.931000
Water Area0.607000
City Alias Code
City Mixed CaseVan Meter
City Alias Mixed CaseVan Meter
Box Count159
SFDU605
MFDU12
State ANSI19
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number189126
Unique ZIP Name
SSA State County Code16240
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseDallas

Iowa Homeowners Insurance News & Information

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