50317 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 50317? There are over 14,660 occupied homes in the 50317 area. With a population size of 37,221, it's not uncommon for residence of Des Moines, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $764 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 50317 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Des Moines, IA Home Insurance Rate Quotes

50317 Home Insurance Average Premiums

Local 50317 homeowners insurance quotes comparison

$514 /yr.

Shows Zip Code: 50317 lowest rates with discounts applied on average.

For the 50317, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$514 /yr.
Average Coverage:	$764 /yr.
2600 sq. ft. or higher (all discounts applied)	$1064 /yr.

What is the average home insurance cost for a home in 50317?

• The average homeowners insurance premium paid annually for a home in 50317 is around $764 per year.

What does it cost on average per month for home insurance in 50317?

• Homeowners in 50317 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 50317?

• Autoowners in 50317 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Des Moines area, check out other zip codes nearby 50317.
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50317 homeowners insurance rates

Home Replacement Cost Coverage in 50317

Average Building Cost Per Square Foot in 50317: $130

Location: Des Moines, Iowa (Polk County)

Average Square Footage in 50317: 1,018 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50317 before you start any project. Des Moines homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50317 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50317 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,018 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Des Moines area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$130	1,018	$132,400
Additional Upgrades & Added Features	$163	1,018	$165,500
Major Home Updates or Advancements	$195	1,018	$198,600

Calculate Your Dwelling Coverage in 50317

It's important to understand that when you estimate your replacement cost of your home in the 50317 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 50317

Doug Sexton Agency, Incorporated

Address: 3521 E 26th St Des Moines, IA 50317
Phone:
Website:
Info:

Walker, Billingsley & Bair

Address: 2545 E Euclid Ave, Ste 120 Des Moines, IA 50317
Phone:
Website: http://www.iowainjured.com/
Info:

Adamson- John W - State Farm Insurance Agent

Address: 3210 Hubbell Ave Des Moines, IA 50317
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 50317

Population Review for 50317 Zip Code

For the city of Des Moines, the population within 50317 has increased to over 38,094 residents in population size. The current population total is 37,221. We have broken down the population based on race below. In 50317, there are over 18476 in male population and 18745 females.

Population	Values
Total Population	37,221
White Population	26546
Black Population	2835
Hispanic Population	5895
Asian Population	1475
Hawaiian Population	21
Indian Population	274
Other Population	2452
Male Population	18476
Female Population	18745
Population Estimate	38094

Household Data for 50317

The average number of homes in 50317 is around 14,660, there are an average of 2.52 per household. The average house value according to local real estate values is around $132,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	14,660
Persons Per Household	2.52
Average House Value	$132,400
Income Per Household	$58672
Median Age	37.4
Median Age Male	36.4
Median Age Female	38.3

50317 Details	Values
State	IA
State Full Name	Iowa
City Type	P
City Alias Abbreviation
Area Code	515
City	Des Moines
City Alias Name	DES MOINES
County	Polk
County FIPS	153
State FIPS	19
Time Zone	6
Day Light Saving	Y
MSA	2120
PMSA
CSA	218
CBSA	19780
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Des Moines-West Des Moines, IA
MSA_Name	Des Moines, IA MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	531
Number Of Employees	10233
Business First Quarter Payroll	124711
Business Annual Payroll	532712
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	569633
CBSA Division Population	0
Congressional District	03
Congressional LandArea	8789.62
Delivery Residential	15117
Delivery Business	598
Delivery Total	16154
Preferred Last Line Key	W10402
Classification Code
Multi-County
CSA Name	Des Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State Key	W10402
Land Area	22.119000
Water Area	0.883000
City Alias Code
City Mixed Case	Des Moines
City Alias Mixed Case	Des Moines
Box Count	169
SFDU	12249
MFDU	1165
State ANSI	19
County ANSI	153
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	182412
Unique ZIP Name
SSA State County Code	16760
Medicare CBSA Code	19780
Medicare CBSA Name	Des Moines-West Des Moines, IA
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Polk

Iowa Homeowners Insurance News & Information

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Home Insurance Quotes in 50317!