Get multiple home insurance quotes in 50423. Our licensed 50423, IA agents are ready to serve you.

Quickly Revew Homeowners Insurance in 50423

If you own a home in Britt, IA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 50423 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Iowa licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 50423 and start comparing rates now.

50423 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 50423 is $731 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 50423 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Britt, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

50423 Home Insurance Average Premiums

Local 50423 homeowners insurance quotes comparison

$481 /yr.

Shows Zip Code: 50423 lowest rates with discounts applied on average.

For the 50423, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$481 /yr.
Average Coverage:$731 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1031 /yr.

What is the average home insurance cost for a home in 50423?

  • • The average homeowners insurance premium paid annually for a home in 50423 is around $731 per year.

What does it cost on average per month for home insurance in 50423?

  • • Homeowners in 50423 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50423?

  • • Autoowners in 50423 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Britt area, check out other zip codes nearby 50423.
Review average rates in another zip code:
50423 homeowners insurance rates

Home Replacement Cost Coverage in 50423

Average Building Cost Per Square Foot in 50423: $130

Location: Britt, Iowa (Hancock County)

Average Square Footage in 50423: 696 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50423 before you start any project. Britt homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50423 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50423 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 696 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Britt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130696$90,500
Additional Upgrades & Added Features$163696$113,125
Major Home Updates or Advancements$195696$135,750

It's important to understand that when you estimate your replacement cost of your home in the 50423 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50423

Best Home & Auto Insurance Agencies in 50423

Becker- James G

Address: 37 Main Ave N Britt, IA 50423
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 50423

Population Review for 50423 Zip Code

For the city of Britt, the population within 50423 has increased to over 2,740 residents in population size. The current population total is 2,806. We have broken down the population based on race below. In 50423, there are over 1385 in male population and 1421 females.

PopulationValues
Total Population2,806
White Population2555
Black Population28
Hispanic Population196
Asian Population6
Hawaiian Population2
Indian Population12
Other Population39
Male Population1385
Female Population1421
Population Estimate2740

Household Data for 50423

The average number of homes in 50423 is around 1,196, there are an average of 2.25 per household. The average house value according to local real estate values is around $90,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,196
Persons Per Household2.25
Average House Value$90,500
Income Per Household$56234
Median Age48.0
Median Age Male47.6
Median Age Female49.1
50423 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityBritt
City Alias NameBRITT
CountyHancock
County FIPS081
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses85
Number Of Employees1009
Business First Quarter Payroll9893
Business Annual Payroll43635
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential1218
Delivery Business75
Delivery Total1385
Preferred Last Line KeyW10174
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10174
Land Area142.175000
Water Area0.825000
City Alias Code
City Mixed CaseBritt
City Alias Mixed CaseBritt
Box Count35
SFDU1130
MFDU72
State ANSI19
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number181143
Unique ZIP Name
SSA State County Code16400
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseHancock

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]