Get multiple home insurance quotes in 50501. Our licensed 50501, IA agents are ready to serve you.

50501 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 50501 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fort Dodge, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 50501 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Fort Dodge homeowners insurance rates, coverage options or home insurance types, please select Fort Dodge, IA Home Insurance Rates Online!

50501 Home Insurance Average Premiums

Local 50501 homeowners insurance quotes comparison

$524 /yr.

Shows Zip Code: 50501 lowest rates with discounts applied on average.

For the 50501, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$524 /yr.
Average Coverage:$774 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1074 /yr.

What is the average home insurance cost for a home in 50501?

  • • The average homeowners insurance premium paid annually for a home in 50501 is around $774 per year.

What does it cost on average per month for home insurance in 50501?

  • • Homeowners in 50501 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 50501?

  • • Autoowners in 50501 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Dodge area, check out other zip codes nearby 50501.
Review average rates in another zip code:
50501 homeowners insurance rates

Home Replacement Cost Coverage in 50501

Average Building Cost Per Square Foot in 50501: $130

Location: Fort Dodge, Iowa (Webster County)

Average Square Footage in 50501: 860 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50501 before you start any project. Fort Dodge homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50501 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50501 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 860 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Dodge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130860$111,800
Additional Upgrades & Added Features$163860$139,750
Major Home Updates or Advancements$195860$167,700

It's important to understand that when you estimate your replacement cost of your home in the 50501 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50501

Smith Edward

Address: 126 North 25th Street Fort Dodge, IA 50501
Phone: (515)576-4321
Website:

Anchor Agency Insurance

Address: 924 Central Avenue Fort Dodge, IA 50501
Phone: (515)955-8484
Website:

Kingsgate Insurance

Address: 126 North 25th Street Fort Dodge, IA 50501
Phone: (515)576-4321
Website: www.kingsgateinsurance.com

Best Home & Auto Insurance Agencies in 50501

American Family Insurance

Address: 812 N 15th St Fort Dodge, IA 50501
Phone:
Website: http://www.national.citysearch.com/profile/external/3281437/fort_dodge_ia/american_family_insurance.html
Info:

Smith Edward

Address: 126 N 25th St Fort Dodge, IA 50501
Phone:
Website:
Info:

Jobe, Aaron - Shelter Insurance

Address: 826 Central Ave Fort Dodge, IA 50501
Phone:
Website: http://www.shelterinsurance.com/CA/agent/AARONJOBE
Info:

Calvert Singer & Kelley Insurance Services Inc

Address: 148 N 9th St Fort Dodge, IA 50501
Phone:
Website:
Info:

Farm Bureau Financial Services - Mark Passow

Address: 1812 Central Ave Fort Dodge, IA 50501
Phone:
Website: http://www.markpassow.fbfs.com/
Info:

Housing Demographics for 50501

Population Review for 50501 Zip Code

For the city of Fort Dodge, the population within 50501 has increased to over 27,363 residents in population size. The current population total is 28,492. We have broken down the population based on race below. In 50501, there are over 14744 in male population and 13748 females.

PopulationValues
Total Population28,492
White Population24097
Black Population1784
Hispanic Population1827
Asian Population278
Hawaiian Population16
Indian Population158
Other Population590
Male Population14744
Female Population13748
Population Estimate27363

Household Data for 50501

The average number of homes in 50501 is around 11,455, there are an average of 2.22 per household. The average house value according to local real estate values is around $111,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,455
Persons Per Household2.22
Average House Value$111,800
Income Per Household$54675
Median Age39.1
Median Age Male37.0
Median Age Female41.7
50501 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityFort Dodge
City Alias NameFORT DODGE
CountyWebster
County FIPS187
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA22700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFort Dodge, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses837
Number Of Employees14828
Business First Quarter Payroll164291
Business Annual Payroll714068
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38013
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential12326
Delivery Business1065
Delivery Total13666
Preferred Last Line KeyW10547
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10547
Land Area152.155000
Water Area1.217000
City Alias Code
City Mixed CaseFort Dodge
City Alias Mixed CaseFort Dodge
Box Count140
SFDU10492
MFDU1163
State ANSI19
County ANSI187
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number183231
Unique ZIP Name
SSA State County Code16930
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWebster

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]