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Searching for Homeowners Insurance in 50521

If you are a homeowners that lives in 50521 you may be searching for more affordable homeowners insurance in Burnside. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Burnside, IA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Iowa licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 50521 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Burnside, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 50521 Home Insurance Costs: medium!

In Burnside, homeowners are paying roughly $762 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 50521 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Burnside are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 50521 policy right now!

50521 Home Insurance Average Premiums

Local 50521 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 50521 lowest rates with discounts applied on average.

For the 50521, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 50521?

  • • The average homeowners insurance premium paid annually for a home in 50521 is around $762 per year.

What does it cost on average per month for home insurance in 50521?

  • • Homeowners in 50521 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 50521?

  • • Autoowners in 50521 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burnside area, check out other zip codes nearby 50521.
Review average rates in another zip code:
50521 homeowners insurance rates

Home Replacement Cost Coverage in 50521

Average Building Cost Per Square Foot in 50521: $130

Location: Burnside, Iowa (Webster County)

Average Square Footage in 50521: 1,269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50521 before you start any project. Burnside homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50521 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50521 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,269 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burnside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,269$165,000
Additional Upgrades & Added Features$1631,269$206,250
Major Home Updates or Advancements$1951,269$247,500

It's important to understand that when you estimate your replacement cost of your home in the 50521 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50521

Best Home & Auto Insurance Agencies in 50521

Housing Demographics for 50521

Population Review for 50521 Zip Code

For the city of Burnside, the population within 50521 has increased to over 0 residents in population size. The current population total is 103. We have broken down the population based on race below. In 50521, there are over 68 in male population and 35 females.

PopulationValues
Total Population103
White Population103
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population68
Female Population35
Population Estimate0

Household Data for 50521

The average number of homes in 50521 is around 48, there are an average of 2.15 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode48
Persons Per Household2.15
Average House Value$165,000
Income Per Household$0
Median Age44.8
Median Age Male59.4
Median Age Female18.9
50521 DetailsValues
StateIA
State Full NameIowa
City TypeZ
City Alias Abbreviation
Area Code515
CityBurnside
City Alias NameBURNSIDE
CountyWebster
County FIPS187
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA22700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFort Dodge, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll6
Business Annual Payroll40
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38013
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential0
Delivery Business0
Delivery Total43
Preferred Last Line KeyW10194
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10194
Land Area1.220000
Water Area0.000000
City Alias Code
City Mixed CaseBurnside
City Alias Mixed CaseBurnside
Box Count39
SFDU0
MFDU0
State ANSI19
County ANSI187
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number181269
Unique ZIP Name
SSA State County Code16930
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWebster

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